CO-OPERATIVE ECONOMIC PROJECT TOPICS AND MATERIALS FOR FINAL YEAR STUDENTS.

NOTE: WE CAN PROVIDE PREVIEW OF ANY TOPICS YOU CHOOSE BEFORE PAYING INTO OUR BANK ACCOUNT.

How  TO PLACE ORDER
PAY INTO
GTBank

Account Name: Chi E-Concept Int’l
Account number: 0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

  
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 

Swift Code: GTBINGLA
Dollar conversion rate for Naira is 150 per dollar.
AMOUNT TO PAY IN DOLLAR $34,AMOUNT TO PAY IN NAIRA #5,000,NOTE! YOU MAY HAVE TO PAY ADDITIONAL #2,000 ONLY IF YOU WANT THE SOFT COPY TO SHIPPED TO YOUR LOCATION ANYWHERE IN NIGERIA AFTER PAYMENT PLEASE TEXT THE FOLLOWING DETAILS TO 08063386834 or 08127381844.YOUR NAME,AMOUNT PAID,BANK NAME, PROJECT TOPIC YOU CHOOSE FROM THE SITE AND THE NUMBER,YOUR EMAIL ADDRESS,YOUR CONTACT DRESS,IF YOU WANT THE PRODUCT SENT TO YOU.YOU WILL RECEIVE YOUR MATERIALS IN LESS THAN 48 HOURS. FOR INQUIRE CALL CHIDI ON 08063386834 or 08074466939.
MONEY BACK GURANTEE!!!

  1. A CRITICAL ASSESSMENT OF THE IMPORTANCE OF STUDYING CO-OPERATIVE LAWS AND RULES AS A QUALIFYING COURSE FOR THE AWARD OF BSC
  2. A STUDY OF THE ACTIVITIES OF ICA IN REGIONAL OFFICE OF WEST AFRICA, ASIA AND THE PACIFIC
  3. A STUDY ON COOPERATIVE THRIFT AND LOAN SOCIETY (A CASE STUDY OF FEDERAL MINISTRY OF INDUSTRY AND TECHNOLOGY, OWERRI, IMO STATE – 2004 – JUNE 2010)
  4. ADVANCING AGRICULTURAL DEVELOPMENT THROUGH COOPERATIVE SOCIETIES (A STUDY OF SELECTED REGISTERED COOPERATIVE SOCIETIES IN EZEAGU LOCAL GOVERNMENT AREA)
  5. AN APPRAISAL OF THE ACTIVITIES AND MANAGEMENT METHODS OF ANAMMCO WORKER’S MULTIPURPOSE CO-OPERATIVE SOCIETY LTD
  6. AN APPRAISAL OF THE ROLE OF BANKS IN FINANCING F AGRICULTURAL CO-OPERATIVE SOCIETY IN ENUGU-STATE (A CASE STUDY OF THE N.A.C.R.D.B. LTD)
  7. An Examination of the role of Co-Operative thrift and Credit Societies in Agricultural Financing (A case study of selected Co-Operative thrift and credit societies in Enugu State.)
  8. BASIC CONSIDERATION/FACTORS AFFECTING THE ESTABLISHMENT OF CO-OPERATIVES IN A PARTICULAR PLACE
  9. CONTRIBUTIONS OF GOVERNMENT TO THE GROWTH AND DEVELOPMENT OF COOPERATIVES IN ENUGU STATE
  10. COOPERATIE SOCIETIES AND ECONOMIC DEVELOPMENT OF ENUGU STATE (A CASE STUDY OF UDI LOCAL GOVENEMNT AREA)
  11. CO-OPERATIVE AID TO WOMEN EMPOWERMENT IN ABIA STATE (A CASE STUDY OF BENDE LGA)
  12. CO-OPERATIVE AND ECONOMIC DEVELOPMENT [A CASE STUDY OF OJI-RIVER LOCAL GOVERNMENT AREA 2006 - 2010]
  13. CO-OPERATIVE AND POVERTY ALLEVIATION (A CASE STUDY OF THE CONTRIBUTION TOWARDS POVERTY ALLEVIATION IN Enugu STATE)
  14. COOPERATIVE AS A MEANS OF PROMOTING EMPLOYMENT OPPORTUNITIES AND POVERTY REDUCTION IN NIGERIA (A CASE STUDY OF IDEMILI NORTH L.G.A)
  15. COOPERATIVE AS AN INSTRUMENT FOR POVERTY ALLEVIATION (A CASE STUDY OF AROCHUKWU NORTH LOCAL GOVERNMENT AREA)
  16. CO-OPERATIVE DEVELOPMENT AND GOVERNMENT (A CASE STUDY OF OJI RIVER L.G.A. ENUGU STATE 2005 – 2009)
  17. CO-OPERATIVE EDUCATION AND TRAINING IN TERTIARY INSTITUTIONS IN NIGERIA (A CASE STUDY OF DEPARTMENT OF CO-OPERATIVE ECONOMICS AND MANAGEMENT (CEM) IMT ENUGU
  18. COOPERATIVE EDUCATION/TRAINING AND EFFECTIVE MANAGEMENT OF CO-OPERATIVE BUSINESS ENTERPRISES (A CASE STUDY OF COOPERATIVE SOCIETIES IN UDI LOCAL GOVERNMENT AREA)
  19. CO-OPERATIVE SOCIETIES AND RURAL DEVELOPMENT (A CASE STUDY OF OJI-RIVER LOCAL GOVERNMENT AREA, 2006-N0VEMBER 2010)
  20. COURSES OF FAILURES IN CO-OPERATIVE SOCIETY [CASE STUDY OF UKWA CO-OPERATIVE MULTI PURPOSE SOCIETY]
  21. CREDIT MANAGEMENT TECHNIQUES IN AGRICULTURAL CO-OPERATIVE BANK IN NIGERIA (A CASE STUDY OF NACRDB, ENUGU)
  22. EFFECTIVE ADMINISTRATION OF CREDIT IN CO-OPERATIVE CREDIT ENTERPRISE (A CASE STUDY OF SELECTED CO-OPERATIVE SOCIETIES IN ENUGU NORTH LGA)
  23. EFFECTIVE ADMINISTRATION OF CREDIT IN COOPERATIVE ENTERPRISES (A CASE STUDY OF UGWUAJI FMSC CO-OPERATIVE IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)
  24. ENHANCING THE PERFORMANCE OF CO-OPERATIVE SOCIETIES THROUGH THE APPLICATION OF CO-OPERATIVE PRINCIPE AND LEGISLATIONS (A CASE STUDY OF COOPERATIVE SOCIETIES IN OR HINMWON LOCAL GOVERNEMNT AREA OF EDO STATE)
  25. ENHANCING THE PERFORMANCE OF CO-OPERATIVE SOCIETIES THROUGH THE APPLICATION OF CO-OPERATIVE PRINCIPLES (A CASE STUDY OF SELECTED SOCIETIES IN ENUGU SOUTH LOCAL GOVERNMENT AREA OF ENUGU STATE)
  26. FEASIBILITY STUDIES AND CO OPERATIVE FORMATION INVESTMENT DRIVE (STUDY OF THE USEFULNESS OF FEASIBILITY STUDIES IN THE COURSE OF CO OPERATIVE FORMATION AND INVESTMENT DRIVE, AMONG REGISTERED CO OPERATIVE IN ENUGU SOUTH, ENUGU NORTH, ENUGU EAST AND ENUGU CENTRAL LOCAL GOVERNMENT AREAS)
  27. HOW TO IMPROVE AGRICULTURAL PRODUCTION THROUGH CO-OPERATIVE (A CASE STUDY OF NDOKWA WEST LOCAL GOVERNMENT AREA OF DELTA STATE)
  28. HOW TO ORGANISE A VIABLE COOPERATIVE SOCIETY (A CASE STUDY OF IGBO – EZE NORTHEAST LOCAL GOVENRMENT, ENUGU STATE)
  29. HOW TO ORGANISE A VIABLE CO-OPERATIVE SOCIETY IN NIGERIA (A CASE STUDY OF MINISTRY OF COMMERCE AND INDUSTRY).
  30. i.c.a. in the last 11/2 decade, activities progress and constraints.
  31. IMPROVING AGRICULTURAL PRODUCTION THROUGH CO-OPERATIVE (A CASE STUDY OF ENUGU NORTH LOCAL GOVERNMENT AREA CO-OPERATIVE SOCEITIES)
  32. INCREASING THE AGRICULTURAL OUTPUT THROUGH THE ACTIVITIES OF CO-OPERATIVE SOCIETIES IN ENUGU STATE (A CASE STUDY OF AGRICULTURAL CO-OPERATIVE SOCIETIES IN ENUGU EAST LOCAL GOVERNMENT AREA OF ENUGU STATE)
  33. MANAGING A CO-OPERATIVE SHOP AS A SMALL TRADING VENTURE (A CASE STUDY OF MARKETING DEPARTMENT MINI SUPERMARKET IN I.M.T ENUGU)
  34. MANAGING A CO-OPERATIVE SOCIETY AS SMALL BUSINESS VENTURE, A CASE STUDY OF A CO-OPERATIVE SOCIETY SUPERMARKET, OJI-RIVER
  35. MARKETING AGRICULTURAL PRODUCT THROUGH FARMER CO-OPERATIVE SOCIETIES IN ENUGU STATE
  36. ORIGIN AND DEVELOPMENT OF CO-OPERATIVE SOCIETIES IN NIGERIA (A CASE STUDY OF IMT MULTIPURPOSE CO-OPERATIVE SOCIETY ENUGU)
  37. PROBLEM OF CO-OPERATIVE FINANCING IN ENUGU STATE (A CASE STUDY OF SELECTED COOPERATIVE SOCIETY IN NSUKKA L.G.A, ENUGU STATE)
  38. PROBLEMS ASSOCIATED WITH CO-OPERATIVE FIELD ADMINISTRATION (A CASE STUDY OF UDI LOCAL GOVERNMENT AREA, ENUGU STATE)
  39. PROBLEMS OF CO-OPERATIVE SOCIETIES IN THE MARKETING OF AGRICULTURAL PRODUCTS (A CASE STUDY OF ENUGU ZONE)
  40. REASONS FOR THE PREMATURE WINDING-UP OF CO-OPERATIVE ENTERPRISES IN NIGERIA (A CASE STUDY OF ENUGU NORTH LOCAL GOVERNMENT AREA)
  41. REDUCING UNEMPLOYMENT PROBLEMS THROUGH CO-OPERATIVE MOVEMENT IN ANAMBRA STATE
  42. REDUCING UNEMPLOYMENT THROUGH CO-OPERATIVE MOVEMENT (A CASE STUDY OF ENUGU NORTH L.G.A) 2004 – 2010
  43. REDUCING UNEMPLOYMENT THROUGH CO-OPERATIVE SOCIETIES (A CASE STUDY OF AWKA SOUTH LOCAL GOVERNMENT AREA).
  44. REDUCING UNEMPLOYMENT THROUGH COOPERATIVE SOCIETIES (A CASE STUDY OF ENUGU NORTH LOCAL GOVERNMENT AREA)
  45. REDUCING UNEMPLOYMENT THROUGH CO-OPERATIVE SOCIETIES (CASE STUDY OF ANAMBARA EAST L.G)
  46. REVIEW OF THE COURSE CONTENTS OF BUS 213 CO-OPERATIVE DEVELOPMENT (A CASE STUDY OF CO-OPERATIVE ECONOMICS)
  47. REVITALIZATION OF AILING INDUSTRIAL CO-OPERATIVE SOCIETIES (A CASE STUDY OF ENUGU CARPENTERS MULTI-PURPOSE CO-OPERATIVE SOCIETY LTD, ENUGU STATE)
  48. ROLE OF GOVERNMENT IN CO-OPERATIVE DEVELOPMENT.
  49. SOLVING THE PROBLEM OF PERENNIAL CASH SCARCITY (AMONG WORKERS) THROUGH THE MEMBERSHIP OF CTLS (A CASE STUDY OF IMT MPCS LTD)
  50. STAFF MOTIVATION AS EFFECTIVE INSTRUMENT IN ENHANCING PRODUCTIVITY IN BUSINESS ORGANIZATION (A CASE STUDY OF NITEL LIMITED )
  51. THE  IMPORTANCE OF STUDING ECONOMICS OF CO-OPERATION AS A QUALIFYING SUBJECT FOR THE AWARD OF O.N. D IN BUSINESS STUDIES (A CASE STUDY OF INSTITUTE OF MANAGEMENT AND TECHNOLOGY (IMT) CEM DEPARTMENT.)
  52. THE APPLICATION OF THE MARKETING CONCEPT IN THE MARKETING OF AGRICULTURAL (POULTRY) PRODUCTS IN ABIA STATE (A CASE STUDY OF ELEGANCE POULTRY FARMERS COOPERATIVE SOCIETY ABA SOUTH LOCAL GOVERNMENT AREA OF ABIA STATE)
  53. THE EFFECT OF CO-OPERATIVE SOCIETIES ACTIVITIES IN THE DEVELOPMENT OF NIGERIA ECONOMY (A CASE STUDY OF AGRICULTURAL CO-OPERATIVE BANK LTD)
  54. THE FACTORS THAT CAN INFLUENCE THE ESTABLISHMENT OF COOPERATIVE IN IMO STATE (A CASE STUDY OF OWERRI L.G.A IMO STATE)
  55. THE FACTORS THAT CAN INFLUENCE THE ESTABLISHMENT OF COOPERATIVE SOCIETY IN ENUGU STATE (A CASE STUDY OF NSUKKA L.G.A ENUGU STATE)
  56. THE FORMATION AND REGISTRATION OF CO-OPERATIVE SOCIETIES IN ENUGU STATE (A CASE STUDY OF THE PROCEDURE INVOLVED IN REGISTRATING A COOPERATIVE SOCIETIES IN ENGU STATE)
  57. THE IMPACT OF CO-OPERATIVE ORGANIZATION (MULTI PURPOSE) IN THE ECONOMIC DEVELOPMENT OF ENUGU STATE (A CASE STUDY OF ENUGU METROPOLIS)
  58. THE IMPACT OF COOPERATIVE ORGANIZATION IN THE DEVELOPMENT OF IMO – STATE (A CASE STUDY OF OMU – WEST L.G.A)
  59. THE IMPORTANCE OF IMPROVING AGRICULTURAL PRODUCTION THROUGH CO-OPERATIVE SOCIETIES (A CASE STUDY OF ANIOCHA L.G.A, ANAMBRA STATE.)
  60. THE IMPORTANCE OF STUDING ECONOMICS OF CO-OPERATION AS A QUALIFYING SUBJECT FOR THE AWARD OF O.N. D IN BUSINESS STUDIES (A CASE STUDY OF INSTITUTE OF MANAGEMENT AND TECHNOLOGY (IMT) CEM DEPARTMENT.)
  61. THE IMPORTANCE OF STUDYING CO-OPERATIVE ECONOMICS AND MANAGEMENT IN INSTITUTIONS (IMT) ENUGU)
  62. THE IMPORTANCE OF STUDYING PRINCIPLES AND ECONOMICS OF CO-OPERATIVE AS A QUALIFYING SUBJECT FOR THE AWARD OF OND IN BUSINESS STUDIES (BUS 123)
  63. THE POTENTIALS FOR A CO-OPERATIVE THRIFT CREDIT SOCIETY IN A HIGHER EDUCATION INSTITUTION (A CASE STUDY OF I.M.T, ENUGU)
  64. THE PROBLEMS ASSOCIATED WITH CO-OPERATIVE AUDITING (A CASE STUDY OF NSUKKA LOCAL GOVERNMENT AREA IN ENUGU STATE CO-OPERATIVE MOVEMENT.)
  65. THE ROLE OF AGRICULTURAL CO-OPERATIVE SOCIETIES IN FOOD PRODUCTION (A CASE STUDY OF ENUGU NORTH LOCAL GOVERNMENT AREA)
  66. THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) IN ENUGU
  67. THE ROLE OF CO-OPERATIVE IN ECONOMIC DEVELOPMENT OF NIGERIA (A CASE STUDY BUREAU OF CO-OPERATIVE DEVELOPMENT AKWA IBOM STATE)
  68. THE ROLE OF CO-OPERATIVE IN ECONOMIC DEVELOPMENT OF NIGERIA: (A CASE STUDY BUREAU OF CO-OPERATIVE DEVELOPMENT AKWA IBOM STATE)
  69. the role of co-operative societies in rural development (a case study of ojebe ogne local government development council enugu state).
  70. THE ROLE OF CO-OPERATIVE SOCIETY AS A VALUABLE INSTRUMENT FOR POVERTY ALLEVIATION AND DEVELOPMENT OF NIGERIA ECONOMY (A CASE STUDY OF AGUATA LOCAL GOVERNMENT AREA OF ANAMBRA STATE)
  71. THE ROLE OF MARKETING CO-OPERATIVES IN ECONOMIC DEVELOPMENT OF NIGERIA (A CASE STUDY OF RICE MARKETING CO-OPERATIVE IN UGBAWKA, NKANU-EAST LOCAL GOVERNMENT AREA)
  72. THE ROLE OF MICROFINANCE BANKS IN THE RURAL DEVELOPMENT.
  73. THE ROLE OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) ON ECONOMIC DEVELOPMENT OF NIGERIA (A CASE STUDY OF NACRDB ACTIVITIES IN ENUGU STATE)
  74. THE ROLE OF WOMEN IN CO-OPERATIVE DEVELOPMENT (A CASE STUDY OF MBAITOLI L.G.A IMO STATE).
  75. THE ROLE OF WOMEN IN CO-OPERATIVE DEVELOPMENT (A CASE STUDY OF NJIKOKA LOCAL GOVERNMENT AREA OF ANAMBRA STATE)
  76. THE ROLE OF WOMEN IN RURAL DEVELOPMENT THROUGH CO-OPERATIVE SOCIETIES (A CASE STUDY OF NKANU LOCAL GOVERNMENT AREA, ENUGU STATE)
  77. THE ROLE OF WOMEN IN RURAL DEVELOPMENT THROUGH COOPERATIVE SOCIETIES (A CASE STUDY OF IKEUDO ENUGU SOUTH LOCAL GOVERNMENT)
  78. THE ROLES OF CO-OPERATIVE SOCIETY AS A VALUABLE INSTRUMENT FOR POVERTY ALLEVIATION AND DEVELOPMENT OF NIGERIA ECONOMY (A CASE STUDY OF ENUGU-SOUTH L.G.A).
  79. THE SOURCES AND USES OF FUNDS IN COOPERATIVE BUSINESS ENTERPRISES THE NIGERIAN SITUATION
  80. The Survey of the Factors Affecting the growth of Co-operative Society in Enugu Metropolist.
  81. THE VIABILITY OF COOPERATIVE INSURANCE IN NIGERIA (A CASE STUDY OF FIRST ENUGU INTERNATIONAL COOPERATIVE INSURANCE).
  82. UNEMPLOYMENT AND CO-OPERATIVE SOCIETIES (A CASE STUDY OF ENUGU EAST LOCAL GOVERNMENT AREA)
  83. WOMEN EMANCIPATION THROUGH CO-OPERATIVE SOCIETY (A CASE STUDY OF NWANNE – DI-NA-MBA COOPERATIVE SOCIETY ASATA ENUGU, ENUGU STATE).

 

BANKING AND FINANCE PROJECT TOPICS AND MATERIALS FOR FINAL YEAR STUDENTS

WE CAN PROJECT PROVIDE PREVIEW OF ANY TOPICS YOU CHOOSE BEFORE PAYING INTO OUR BANK ACCOUNT.

How  TO PLACE ORDER
PAY INTO
GTBank

Account Name: Chi E-Concept Int’l
Account number: 0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

  
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 

 Swift Code: GTBINGLA
Dollar conversion rate for Naira is 150 per dollar.

AMOUNT TO PAY IN DOLLAR $34,AMOUNT TO PAY IN NAIRA #5,000,NOTE! YOU MAY HAVE TO PAY ADDITIONAL #2,000 ONLY IF YOU WANT THE SOFT COPY TO SHIPPED TO YOUR LOCATION ANYWHERE IN NIGERIA AFTER PAYMENT PLEASE TEXT THE FOLLOWING DETAILS TO 08063386834 or 08127381844.YOUR NAME,AMOUNT PAID,BANK NAME, PROJECT TOPIC YOU CHOOSE FROM THE SITE AND THE NUMBER,YOUR EMAIL ADDRESS,YOUR CONTACT DRESS,IF YOU WANT THE PRODUCT SENT TO YOU.YOU WILL RECEIVE YOUR MATERIALS IN LESS THAN 48 HOURS. FOR INQUIRE CALL CHIDI ON 08063386834 or 08074466939.
MONEY BACK GURANTEE!!!

 

1      FINANCIAL DISTRESS IN SOME COMMERCIAL BANKS, REASONS, ISSUES, CONSEQUENCES AND SOLUTION( have 5 chapters and 53 pages)

2         EFFECTS OF BANK DISTRESS ON THE SAVING HABITS OF THE RURAL DWELLERS( have 5 chapters and 61 pages)
3                THE ROLE OF BANKS IN INTERNATIONAL TRADE IN NIGERIA( have 5 chapters and 54 pages)
4        The Role of Nigeria Agricultural Co-operative And Rural Development Bank on Nigeria Economy( have 3 chapters and 26 pages)
5        EFFECTIVE MANAGEMENT OF NIGERIAN EXTERNAL RESERVES ( have 3 chapters and 36 pages)
6           NATURE OF BANKING SERVICES IN NIGERIA( have 3 chapters and 36 pages)
7                SAVINGS MOBILIZATION FAR ECONOMIC DEVELOPMENT IN NIGERIA BANKING INDUSTRY (1990 – 2004)
CAE STUDY OF UNION BANK OF NIGERIA PLC( have 5 chapters and 76 pages)
8                 THE PROBLEM OF FINANCING INTERNATIONAL TRADE IN NIGERIA( have 3 chapters and 40 pages)
9           AN APPRASIAL OF CAPITAL BUDGETING DECISIONS IN GOVERNMENT PARASTATALS( have 5 chapters and 38 pages)
10           THE IMPACT OF BANKING REGULATION AND SUPERVISION IN NIGERIA COMMERCIAL BANKS( have 5 chapters and 44 pages)
11    THE EFFECTIVENESS OF FINANCIAL CONTROL IN PUBLIC SECTOR( have 3 chapters and 33 pages)
12              The impact of fiscal and monetary policy in controlling unemployment in Nigeria( have 5 chapters and 60 pages)
13                  THE ROLE OF DEVELOPMENT BANKING IN NIGERIA ECONOMY( have 3 chapters and 27 pages)

15          MEASURES TO COMBAT INFLATION IN NIGERIA( have 3 chapters and 34  pages)
16            THE APPRAISAL OF COMMERCIAL BANKS SECTORIAL DISTRIBUTION OF LOANS AND ADVANCES( have 5 chapters and 41  pages)
 
17            THE PRACTICE OF CORPORATE SOCIAL RESPONSIBILITIES IN THE BREWERY INDUSTRY (A CASE STUDY OF THE NIGERIAN BREWERIES AMA ENUGU) ( have 5 chapters and 88  pages)
18             FINANCIAL ACCOUNTING INFORMATION AS AN AID TO MANAGEMENT DECISION MAKING( have 5 chapters and 43  pages)
19          THE IMPACT OF HIGH BANK LENDING ON MANUFACTURING SECTOR OF THE NIGERIAN ECONOMY ( have 5 chapters and 37  pages)
20             CAPITAL BUDGETING IN THE PRIVATE SECTOR
(A CASE STUDY OF THE NIGERIAN BREWERIES) ( have 5 chapters and 87  pages)
21              THE ROLE OF BANKS IN INDUSTRIAL DEVELOPMENT OF NIGERIA( have 5 chapters and 47  pages)
22              CRISIS MANAGEMENT IN BANKING INDUSTRY( have 5 chapters and 37  pages)
23              the examination of the Roles of Commercial Bank in Financing Agricultural Project in Enugu State( have 5 chapters and 96  pages)
24         THE ROLE OF ELECTRONIC BANKING IN NIGERIA( have 5 chapters and 43  pages)
26           BANK DISTRESS: A CRITICAL REVIEW OF THE COURSES AND POSSIBLE CONTROL IN THE NIGERIAN BANKING INDUSTRY
(A CASE STUDY OF N.D.I.C ENUGU) ( have 5 chapters and 77  pages)
27              Impact of Bank Failure in Nigeria Economy: A Case study of Savannah Bank of Nigeria PLC( have 5 chapters and 115  pages)
28           THE ROLE OF WORKING CAPTIAL MANAGEMENT IN PRIVATE SECTOR ESTABLISHMENTS( have 3 chapters and 32  pages)
29     NAIRA EXCHANGE RATE DEPRECIATION AND DOMESTIC INFLATION IN NIGERIA( have 5 chapters and 60  pages)
30         EVALUATING THE IMPACT OF BANK DISTRESS ON THE PROFIT GROWTH OF EXISTING COMMERCIAL BANKS.
(A CASE STUDY OF SELECTED COMMERCIAL BANKS) ( have 5 chapters and 70  pages)
31             THE IMPACT OF ACCOUNTING INFORMATION ON BANK LENDING DECISION( have 5 chapters and 32  pages)
32        IMPROVING CUSTOMERS SERVICES IN NIGERIAN COMMERCIAL BANKS( have 5 chapters and 40  pages)
33            THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES( have 5 chapters and 50  pages)
34         INFLATION CONTROL THROUGH OUT THE USE OF C.B.N INSTRUMENT OF CREDIT CONTROL( have 5 chapters and 37  pages)
  35               THE IMPACT OF ORGANIZATIONAL STRUCTURE OF COMMERCIAL BANKS ON EFFICIENT CUSTOMER SERVICE IN NIGERIA
(A CASE STUDY OF FIRST BANK PLC) ( have 5 chapters and 85  pages)
36           THE EFFECT OF COMPUTERIZATION ON THE GROWTH, VIABILITY AND PROFITABILITY OF FIRST BANK PLC( have 5 chapters and 37  pages)
37            CHALLENGES FACING THE NIGERIA BANKING INDUSTRY( have 5 chapters and 52  pages)
38             A CRITICAL APPAISAL OF CURRENT ASSEST MANAGEMENT IN BUBLIC LIMITED LIABILITY COMPANIES(A CASE STUDY OF NIGERIAN BREWERIES PLC ENUGU) ( have 5 chapters and 84  pages)
39         THE PROBLEM AND PROSPECT OF CAPITAL MOBILIZATION IN FINANCING SMALL INDUSTRIES IN ENUGU STATE( have 5 chapters and 48  pages)
40           THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE BUSINESS FINANCING( have 3 chapters and 27  pages)
41              THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC( have 5 chapters and 62  pages)
42   CRISIS MANAGEMENT IN THE BANKING INDUSTRY
    ( have 5 chapters and 36  pages)
43             REVENUE GENERATION IN LOCAL GOVERNMENT AREAS (PROBLEMS AND PROSPECTS) (have 5 chapters and 50 pages)
44             OVERVIEW AND IMPACT OF FRAUDS IN THE BANKING INDUSTRY IN NIGERIA(have 5 chapters and 40 pages)
  45           AN EVALUATION OF CREDIT MANAGEMENT AND THE INCIDENT OF BAD DEBT IN NIGERIA COMMERCIAL BANK (CASE STUDY OF UNION BANK OF NIGERIA) (have 5 chapters and 62 pages)
46          THE IMPACT OF NEW MONEY MARKET PRODUCTS ON PROFIT PERFORMANCE OF COMMERCIAL BANK IN NIGERIA(have 5 chapters and 33 pages)
47              FINANCIAL CONTROL AND ACCOUNTABILITY
IN PUBLIC SECTOR(have 5 chapters and 33 pages)
48            PROBLEMS AND PROSPECTS OF REVENUE GENERATION BY THE GOVERNMENT (have 3 chapters and 33 pages)
49           FRAUD AND FORGERY IN THE NIGERIAN BANKING INDUSTRY(have 5 chapters and 35 pages)
50          SOCIRCES AND APPLICATION OF FUNDS IN A GOVERNMENT PARASTATAL.
(A CASE STUDY) INSTITUTE OF MANAGEMENT AND TECHNOLOGY IMT ENUGU. (have 5 chapters and 67 pages)
    51         the importance of the Nigerian capital market to business organization(A CASE STUDY OF PORTACOURT STOCK EXCHANGE) (have 5 chapters and 47 pages)
52              into marketing of financial services by Nigerian banking industry in Nigeria(have 5 chapters and 52 pages)
53            THE ROLE OF COMMERCIAL BANKS IN A DEPRESSED ECONOMY(have 5 chapters and 30 pages)     
 54            PERFORMANCE APPRASISAL OF MONETYARY PPLICY PF CENTRAL BANK OF NIGERIA(have 5 chapters and 31 pages)
   55           IMPACT OF COMMERCIAL BANK CREDIT ON AGRICULTURAL DEVELOPMENT IN ANAMBRA STATE(have 5 chapters and 44 pages)
 56                  SOURCE OF FINANCE FOR MEDIUM SCALE INDUSTRY IN NIGERIA
A CASE STUDY OF ALUMINUM MANUFACTURING COMPANY ALUMACO(have 5 chapters and 37 pages)
57                                       PROBLEM AND PROSPECTS OF PERSONAL INCOME TAX COLLECTION IN THE ENUGU STATE(have 5 chapters and 77 pages)    
58                                       58         Critical analysis of fraud in nigerian financial institution(have 5 chapters and 52 pages)    
59             THE ROLE OF CENTRAL BANK OF NIGERIA IN THE ECONOMIC GROWTH OF NIGERIA(have 5 chapters and 52 pages)    
 60            THE RIGHT AND RESPONSIBILITIES OF A BANK TO THEIR CUSTOMERS(have 5 chapters and 42 pages)    
61       BANKING DISTRESS IN NIGERIA CAUSES AND IMPLICATIONS(have 5 chapters and 42 pages)    
62          MORTGAGE BANKING IN NIGERIA HISTORICAL DEVELOPMENT ACHIEVEMENT AND PROBLEMS(have 5 chapters and 42 pages)  
63            THE ROLE OF CENTRAL BANK OF NIGERIAN IN THE MANAGEMENT OF THE NATIONS FOREIGN DEBT(have 5 chapters and 38  pages)  
64             FRAUDULENT ACT IN THE BANKING INUDTRY CAUSES EFFECTS AND POSSIBLE REMEDIES (have 5 chapters and 38  pages)  
65     SECURITY MARKET AS A SOURCE OF FINANCE FOR THE PUBLIC AND PRIVATE SECTORS IN NIGERIA(have 5 chapters and 59  pages)  
  66            AN APPRAISAL OF THE MARKETING CONCEPT IN THE BANKING INDUSTRY
(A CASE STUDY OF SELECTED COMMERICLA BANKS) (have 5 chapters and 74  pages)  
 67            LEASING AS A FORM OF FINANCING IN ONITSHA) (have 3 chapters and 25  pages)  
68          THE ROLE OF COMMUNITY BANK IN RURAL DEVELOPMENT(have 3 chapters and 37  pages)  
i stop at EZEANI JULIANA EBERE
69         THE IMPACT OF MANAGEMENT INFORMATION ON BANK LENDING DECISIONS(have 5 chapters and 35  pages)  
70           THE EFFECTS OF MICRO- ECONOMIC POLICIES ON THE NIGERIA FINANCIAL SECTOR. (A CRITICAL APPRAISAL) (have 5 chapters and 41  pages)  
71           THE ROLE OF NIGERIA DEPOSIT INSURANCE CORPORATION IN REVAMPLING DISTRESSED BANKS IN NIGERIA(have 5 chapters and 23  pages)  
72         A CRITICAL REVIEW OF THE ROLE OF COMMUNITY BANKING IN RURAL DEVELOPMENT(have 5 chapters and 35  pages)
73            A CRITICAL ANALYSIS OF REVENUE AND EXPENDITURE OF LOCAL GOVERNMENT ADMINISTRATION IN NIGERIA (CASE STUDY OF MBANABO NORTH LOCAL GOVERNMENT. (have 5 chapters and 72  pages)
74           CAUSES AND EFFECT OF MISMANAGEMENT IN FINANCIAL INSTITUTIONS(have 5 chapters and 33  pages)
75            THE IMPACT OF UNIVERSAL BANKING IN NIGERIA FINANCIAL SYSTEM(have 5 chapters and 99  pages)  

76         THE PROBLEM OF BANKING SYSTEMS IN NIGERIA. (have 5 chapters and 53  pages)

77       LOAN SYNDICATION AS AN ALTERNATIVE TO BUSINESS FINANCE IN NIGERIA(have 3 chapters and 24  pages)

78         FINANCIAL REPORTING IN NIGERIA, PROBLEM AND SOLUTION(have 5 chapters and 107  pages)
79               THE EFFECTIVENESS OF MONETARY POLICY IN CONTROLLING INFLATION IN NIGERIA(have 5 chapters and 27  pages) 
80          THE ROLE OF COMMUNITY BANKING IN THE

ECONOMIC DEVELOPMENT OF NIGERIA(have 5 chapters and 27  pages)

81           AN EVALUATION INTO THE NATURE PROBLEMS AND PROSPECTS OF THE NEW PRODUCTS DEVELOPED IN THE BANKING INDUSTRY 1990 – 2003.

(A CASE STUDY OF FIRST BANK PLC, ENUGU) (have 5 chapters and 62  pages)

82        AN EVALUATION OF THE IMPACT OF MANAGEMENT CRISIS IN NIGERIA FINANCIAL INSTITUTIONS  (have 5 chapters and 70  pages)
83         ACCOUNTING SYSTEM IN LOCAL GOVERNMENT(have 5 chapters and 33  pages)

84           THE IMPACT OF FEDERAL GOVERNMENT TAX

     POLICIES ON NIGERIAN ECONOMY 1995-2003(have 5 chapters and 60 pages)
85          CONTENDING THE RATE OF FRAUD IN THE
BANKING INDUSTRY(have 5 chapters and 39 pages)
86      THE IMPACT OF COMMUNITY BANKS IN ECONOMIC GROWTH AND DEVELOPMENT OF NIGERIA
(A CASE STUDY OF NDI-AFIA COMMUNITY BANK IN ENUGU-URBAN 2000-2004) (have 5 chapters and 77 pages)
87          An EXAMINATION OF THE SOURCE AND USES OF LOCAL GOVERNMENT FUND IN NIGERIA (2000-2004) (A CASE STUDY OF EZEAGU CENTRAL LOCAL GOVERNMENT DEVELOPMENT COUNCIL(have 5 chapters and 72 pages)
88              the problems of personal income tax management (have 5 chapters and 35 pages)
 89          THE PROBLEMS OF BANKINGS HABITS OF THE RURAL COMMUNITIES IN NIGERIA (have 5 chapters and 35 pages)
90            THE ROLE OF CAPITAL MARKET IN FEDERAL GOVERNMENT FINANCING(have 5 chapters and 37 pages)
91           WORKING CAPITAL MANAGEMENT IN AUTOMOBILE INDUSTRY(have 5 chapters and 37 pages)
92       MOTIVATION OF CUSTOMERS AS ESSENTIAL TOOL IN FINANCIAL INSTITUTION(have 5 chapters and 34 pages)
93         THE USE OF FINANCIAL RATIOS FOR THE ASSESSMENT OF THE PERFORMANCE AND THE PROFITABILITY OF A FIRM(have 5 chapters and 47 pages)
94          ANALYSIS OF THE EFFECTIVENESS OF INFORMATION TECHNOLOGY ON BANKING SERVICES DELIVERY
(A CASE STUDY OF UNION BANK ENUGU) (have 5 chapters and 81 pages)
 
95                                THE EFFECT OF INFLATION ON THE ECONOMY(have 5 chapters and 56 pages)
96               THE MARKETING OF BANKING SERVICES
(A CASE STUDY OF FIRST BANK OF NIGERIA PLS) (have 5 chapters and 110 pages)
97            THE IMPACT OF FOREIGN TRADE ON THE NIGERIA ECONOMY(have 5 chapters and 40 pages)
98        NIGERIA DEREGULATIONS, IMPACT AND IMPLICATION(have 5 chapters and 33 pages)
99       DISTRESS IN THE FINANCIAL INDUSTRY: CASES, APPLICATION AND POSIBLE SOLUTION (have 5 chapters and 46 pages)
100        TITLE PAGE
DEBT RECOVERY TECHNIQUES IN THE BANKING SECTOR, PROBLEMS AND PROSPECT.
(A CASE STUDY OF UNION BANK NIGERIA PLC(have 5 chapters and 23 pages)
101          the practice of standard costing and budgetary control system in the manufacturing firm,. A case study of flourier Nig(have 5 chapters and 35 pages)
102        THE IMPACT OF LIQUIDITY PROBLEM ON THE NIGERIAN BANKING INDUSTRY(have 5 chapters and 54  pages)
103          BANK FAILURE: “CAUSES AND CONSEQUENCES(have 5 chapters and 74  pages)
104
AN EVALUATION OF THE IMPACT OF COMMERCIAL BANK LENDING ON SMALL SCALE INDUSTRIES IN NIGERIA(have 5 chapters and 39  pages)
105         FRAUD IN NIGERIAN BANKING SYSTEM (have 5 chapters and 81  pages)
106            AN OVERVIEW OF THE RISKS ASSOCIATED
                        WITH BANK LENDING IN THE BANKING
                                                            SECTOR(have 5 chapters and 99  pages)
107            FINANCIAL DISTRESS IN SOURCE COMMERCIAL BANK REASONES, CONSEQUENCIES AND SOLUTION(have 5 chapters and 42  pages)
108             FRAUDULENT PRACTICES IN THE BANKING INDUSTRY:  CAUSES AND POSSIBLE REMEDIES(have 5 chapters and 92  pages)
109         THE ROLE OF COMMERCIAL BANK IN THE PRIVATIZATION OF PUBLIC ENTERPRISES IN NIGERIA(have 5 chapters and 45 pages)
110        EFFECTS OF BANK DISTRESS ON THE SAVING
HABITS OF THE RURAL DWELLERS (have 5 chapters and 45 pages)
111         DEVELOPMENT BANKING IN NIGERIA(have 5 chapters and 64 pages)
112             THE ROLE OF INSURANCE COMPANIES IN NIGERIA ECONOMIC  (have 3 chapters and 29 pages)
113         AN APPRAISAL OF THE INTERNAL CONTROL SYSTEM IN COMMERCIAL BANKS IN NIGERIA(have 5  chapters and 34  pages)
114           THE IMPACT OF FINANCIL
 DISTRESS ON NIGERIA COMMECIAL BANKS(have 5  chapters and 37  pages)
115              Domestic bunk lending and its exisects in the Nigeria economy(have 5  chapters and 56  pages)
116            AN EVALUATION OF BUDGETS AND BUDGETARY CONTROL SYSTEMS IN MEDIUM SCALE INDUSTRIES(have 5  chapters and 46  pages)
117            AN ANALYSIS OF EXTERNAL DEBT AND ECONOMIC GROWTH IN NIGERIA, (1992 – 2004) (have 5  chapters and 130  pages)
.
118          BANKS PARTICIPATION IN THE INDUSTRIAL DEVELOPMENT OF NIGERIA.
(A CASE STUDY OF ENUGU STATE) (have 5  chapters and 35  pages)
    119          THE INCIDENCE OF BAD DEBTS AND CREDIT MANAGEMENT IN NIGERIA COMMERCIAL BANKS(have 5  chapters and 30  pages)
120           REVIEW OF THE NIGERIAN BANKING INDUSTRY IN THE YEAR 2001(have 5  chapters and 50  pages)  
121      A CRITICAL ANANLISIS OF THE USE OF FINANCIAL
REPORT IN ASSESSING BANK PERFORMANCE.
(A CASE STUDY UNION BANK OF NIGERIA PLC) (have 5  chapters and 95          pages)  
122       LOAN SYNDICATION A SOURCE OF BUSINESS FINANCING IN NIGERIA(have 5  chapters and 35          pages)  
123         TAX AS A MEANS OF INCOME REDISTRIBUTION IN NIGERIA(have 5  chapters and 38          pages)
124         THE ROLE OF BANKS IN INDUSTRIAL DEVELOPMENT OF NIGERIA(have 5  chapters and 44           pages)
125           MANAGEMENT OF FOREIGN EXCHANGE IN NIGERIA BY CBN (1959- JULY, 2004) (have 5  chapters and 67           pages)  
126                  THE ROLE OF CENTRAL BANK OF NIGERIA (C.B.N)
IN AGRICULTURAL FINANCE DEVELOPMENT,
PROBLEMS AND PROSPECTS.
A CASE STUDY OF NIGERIA AGRICULTURAL INSURANCE COMPANY (NAIC) ENUGU –
ENUGU STATE(have 5  chapters and 77           pages)  
           
127       THE ROLE OF NIGERIA DEPOSIT INSURANCE CORPORATION IN REVAMPING DISTRESSED BANKS IN NIGERIA(have 5  chapters and 37           pages)  
128             THE ROLE OF THE NIGGERIA MONEY MARKET IN INDIGENISING THE CREDIT BASE OF THE ECONOMY(have 5  chapters and 35           pages)  
129      THE ROLE OF FINANCIAL INSTITUTIONS IN SAMLL
            SCALE   INDUSTRIAL ACTIVITIES(have 5  chapters and 42           pages)  
130         THE SMALL SCALE ENTERPRISES AND ECONOMIC DEVELOPMENT OF NIGERIA: ENUGU STATE EPERIENCE(have 5  chapters and 55           pages)  
131        THE EFFECT OF INFLATION AND INTEREST RATE ON ECONOMIC GROWTH OF NIGERIA(have 5  chapters and 70           pages)  
132        AN EVALUATION OF THE EFFECTIVENESS OF NEW FINANCIAL PRODUCTS IN NIGERIAN COMMERCIAL BANKS(have 5  chapters and 70    pages)  
133            THE ROLE OF THE NIGERIAN AGRICULTURE AND CO-OPERATIVE BANK IN AGRICULTURAL FINANCING
(PROBLEMS AND PROSPECTS) (have 5  chapters and 44   pages)  
134          COMMERCIAL BANK – ROLE IN FINANCING SMALL SCALE INDUSTRIES IN NIGERIA (have 5  chapters and 47   pages)  
135          THE ROLE OF COMMUNITY BANKS IN RURAL DEVELOPMENT (have 5  chapters and 40   pages)  
136             OVERVIEW AND IMPACT OF FRAUDS IN
THE BANKING INDUSTRY IN NIGEIRA
(A CASE STUDY OF FIRST BANK OF NIGERIA PLC) (have 5  chapters and 43   pages)  
137          THE PROBLEMS OF OBTAINING BANK LOANS BY SMALL-SCALE INDUSTRY FROM NIGERIA BANK(have 5  chapters and 40   pages)  
138              AN EXAMINATION OF THE ROLE OF COMMERCIAL BANKS IN FINANCIAL OF AGRICULTURAL PROJECTS IN ENUGU STATE ( A CASE STUDY OF FIRST BANK NIGERIA PLC 1999 – 2003 ) (have 5  chapters and 99   pages)  
 
     139           THE ROLE OF COMMERCIAL BANK IN FINANCING OF AGRICULTURAL PROJECTS IN ENUGU STATE(have 5  chapters and 60   pages)  
140      DEVELOPMENTAL IMPACT OF RURAL BANKING IN NIGERIA
(A CASE STUDY OF UNITED BANK FOR AFRICA (U.B.A) PLC) (have 5  chapters and 66   pages)  
141           BUDGET AND BUDGETARY CONTROL AS A MEANS OF ACHIEVING ORGANIZATIONAL OBJECTIVES
(A CASE STUDY OF RANCCOR FOOD AND PACKAGING NIGERIA LTD). (have 5  chapters and 60   pages)  
142          PROBLEMS PROSPECTS AND GROWTH OF THE NIGERIAN’S CHEQUEING SYSTEM(have 5  chapters and 47   pages)  
143        PROBLEM OF PERSONAL INCOME TAX COLLECTION IN ANAMBRA STATEA CASE STUDY OF AWKA SOUTH LOCAL GOVERNMENT AREA OF ANAMBRA STATE(have 5  chapters and 87   pages)  
             144         THE EFFECT OF FINANCIAL ACCOUNTING REPORTING ON THE MANAGEMENT OF A BUSINESS.  A CASE STUDY OF AGU BROS TRADING COMPANY LIMITED 1987 (have 5  chapters and 47   pages)  
145       PROBLEMS AND PROSPECTS OF COMMUNITY BANKS IN THE RURAL DEVELOPMENT OF NIGERIA.
(A CASE STUDY OF OGUI COMMUNITY BANK, ENUGU SOUTH L.G.A  (have 5  chapters and 45   pages)  
146        THE ROLE OF COMMERCIAL BANKS IN FINANCIAL SMALL SCALE BUSINESS ENTERPRISES IN NIGERIA ECONOMY(have 5  chapters and 42   pages)  
147         COMMERCIAL BANKS LENDING PRACTICES AND THE INCIDENCE OF BAD DEBT IN NIGERIA(have 5  chapters and 53   pages)   
                
148          THE ROLE OF FINANCIAL INSTITUTIONS IN THE MANAGEMENT OF LOAN SYNDICATION IN NIGERIA ECONOMIC(have 5  chapters and 39   pages)   
149    THE IMPACT OF INDUSTRIAL TRAINING ON BANKING FINANCE STUDENTS
(A CASE STUDY OF I.M.T ENUGU) (have 4  chapters and 33   pages)   
150       THE PROBLEMS AND PROSPECTS OF SMALL-SCALE INDUSTRIES IN NIGERIA ECONOMY.
(A CASE STUDY OF ALPHA PAPER MILL LTD OGIDI) (have 4  chapters and 33   pages)   
 151      THE FINANCIAL PROBLEMS OF NIGERIAN BREAD INDUSTRY. (A CASE STUDY OF FREEDOM BAKERY ENUGU – NGWO 1995 – 2005.
A CASE STUDY OF FREEDOM BAKERY ENUGU – NGWO, (1995 – 2005) (have 5  chapters and 58   pages)          .
 
152          THE ROLE OF INTERNATIONAL FINANCEIAL INSTITUTION IN THE DEVELOPMENT OF THE NIGERIA ECONOMY(have 5  chapters and 38   pages)   
153           AN EVALUATION OF BANK FAILURE AND ECONOMIC DEVELOPMENT IN NIGERIA, AN OPTICAL APPRAISAL(have 5  chapters and 34   pages)   
154                 THE EFFECT OF HIGH INTEREST RATE IN SMALL SCALE INDUSTRY(have 5  chapters and 32   pages)   
155         THE EFFECTIVENESS OF MONETRY POLICY ON THE BANKINGF SECTOR IN NIGERIA (have 5  chapters and 34   pages)   
156         THE COURSES AND EFFECTS OF MISMANAGMENT IN THE FINANCIAL INSTITUTION AND THE POSIBLE SOLUTIONS(have 5  chapters and 29   pages)   
157         BANK FAILURE AND ECONOMIC DEVELOPMENT IN NIGERIA; A CRITICAL APPRAISAL(have 5  chapters and 61   pages)   
158        PROBLEMS AND PROSPECTS OF FINANCING HEALTH CARE DELIVERY IN NIGERIA(have 5  chapters and 29   pages)   
159         THE PROBLEMS & SERVES OF NEW GENERATION BANKS IN NIGERIA. (have 5  chapters and 60   pages)
     160       AN EVALUATION OF FINANCIAL PROBLEMS AND PROSPECTS OF PRIVATIZATION IN THE NIGERIA ECONOMY”
(A CASE STUDY OF NIGERIA BREWERIES PLC) (have 5  chapters and 80   pages)   
161    MINIMIZATION OF BANK FRAUD IN NIGERIA COMMERCIAL BANKS(have 5  chapters and 80   pages)   
162          THE NATIONAL EFFECTS OF EXCHANGE RATE CHANGES ON FOREIGN DEBT SERVICE IN NIGERIA(have 5  chapters and 60   pages)   
163           THE ROLE OF THE STOCK EXCHANGE MARKET IN THE ECONOMY (have 5  chapters and 40   pages)   

164       AN EXAMMINATION OF THE TECHINQUES OF MANAGING FINANCIAL DISTRESS IN THE NIGERIA BANKING INDUSTRY(have 5  chapters and 87   pages)

165        EFFECTIVENESS OF CREDIT GUIDELINES AS AN INSTRUMENT OF MONETARY POLICY IN NIGERIA (have 5  chapters and 42   pages)
166   A CRITICAL ANALYSIS OF REVENUE AND EXPENDITURE OF LOCAL GOVERNMENT ADMINISTRATION IN NIGERIA (CASE STUDY OF MBANABO NORTH LOCAL GOVERNMENT).

167     BANK DISTRESS: A CRITICAL REVIEW OF THE COURSES AND POSSIBLE CONTROL IN THE NIGERIAN BANKING INDUSTRY  (A CASE STUDY OF N.D.I.C ENUGU)

168   BANK FAILURE IN NIGERIA AND MORDERN SYSTEM OF COMPUTER BANKING TO BRING INPROVEMENT.

169    CAUSES OF DISTRESS BANK IN NIGERIA (A STUDY OF SAVANNAH BANK OF NIGERIA PLC)

170    Commercial Bank Lending And Loan Recovery Strategies

171    IMPORTANCE OF THE NIGERIAN CAPITAL MARKET TO BUSINESS ORGANIZATIONS. (A CASE STUDY OF PORTACOURT STOCK EXCHANGE)

172    A PROJECT REPORT ON THE BANKING REGULATIONS AND THE PERFORMANCE OF THE NIGERIAN BANKING INDUSTRY IN 2005-2010(A CASE STUDY OF UNION BANK)

173           SOURCES AND APPLICATION OF FUNDS IN A GOVERNMENT PARASTATAL (A CASE STUDY IMT)

174   THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA (A CASE STUDY OF UNION BANK)

175       THE EFFECT OF INFLATION AND INTEREST RATE ON ECONOMIC GROWTH OF NIGERIA

176       THE EFFECT OF MONETARY POLICY ON THE FINANCE OF FOREIGN TRADE.

177     THE EFFECT OF N25BILLION MINIMUM CAPITAL BASE ON THE BANKING SECTOR IN NIEGRIA

178     THE EFFECTS OF FINANCIAL LEVERAGE ON COMPANY PERFORMANCE (A CASE STUDY OF NIGERIA BOTTLING COMPANY)

179   THE IMPACT OF BANK FAILURE IN NIGERIA ECONOMY (A CASE STUDY OF SAVANNAH BANK OF NIGERIA PLC)

180       THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED(A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC)

`181        THE IMPACT OF THE NEW PRODUCTS DEVELOPED IN THE BANKING INDUSTRY IN NIGERIA (2000-2010)  (A CASE STUDY OF FIRST BANK PLC ENUGU STATE)

182       THE NEED FOR REGULAR MANPOWER TRAIING PROGRAMME IN FINANCIAL INSTITUTION  (A CASE STUDY OF FIRST BANK MAIN OFFICE ENUGU)

183       THE PROBLEM OF FINANCING INTERNATIONAL TRADE IN NIGERIA

184       THE PROBLEMS IN ADMINSTRATION OF VAT IN NIGERIA

185     THE ROLE OF BANKS IN THE DEVELOPMENT OF ENTREPRENEURSHIP IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA PLC.)

186       THE SIGNIFICANCE OF INFORMATION TECHNOLOGY ON THE BANKING INDUSTRY (A CASE STUDY OF FIRST BANK PLC ENUGU MAIN)

187     THE SMALL SCALE ENTERPRISES AND ECONOMIC DEVELOPMENT OF NIGERIA: ENUGU STATE EPERIENCE

188     THE STUDY OF THE IMPACT OF UNIVERSAL BANKING IN NIGERIA FINANCIAL SYSTEM

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1   the impact of the prudential guidelines in the insurance industry
2  the role of insurance in the development of steel industries in nigeria (a case study of osogbo steel rolling company)
3  an appraisal of agricultural insurance in a developing national like nigeria  (a case of naic between 2000 – 2010)

4 analytical study of merger and acquisitions in the insurance industry in nigeria

5  marketing of life assurance policies in nigeria
problems and prospects

6   management of risk in agricultural financing (a case study of nigeria agricultural and commerce bank plc, enugu branch)

7   the role of nigerian deposit insurance corporation (n.d.i.c) in managing financial distress (a case study of citizen bank of nigeria plc)

 8   the role of insurance scheme in health services in nigeria
9   contributions of insurance in the management of risk in nigeria oil industries (a study of shell petroleum plc)
10  developing cooperative insurance in nigeria, problems and prospects
11    development of new product in nigeria insurance industry

12    the investment of insurance fund in nigeria
a case study of hallmark assurance nigerian plc
13   evaluation of problems facing national health insurance scheme in nigeria

14    motor insurance practice in nigeria (problems and prospects)

15  establishment of insurance agency in institute of management and technology (i.m.t) problems and prospects
16   intangibility of insurance policies as a set back to better service delivery in nigeria

17   funds flow analysis of the insurance companies in nigeria: a retrospective study of the nigerian insurance market between 2008 to 2011.

 18  the problems encountered by intermediaries in the Nigeria insurance industry and the future prospects.

19    an evaluation of the role of discount houses in the nigerian finacial system

20   unpopularity of modern insurance in eastern part of nigeria
(a case study of enugu state)
21   marketing of motor insurance policies in nigeria; problems and prospects
22    an overview of the risks associated with bank lending in the banking
23     motor insurance practice in nigeria (problems and prospects)
24    motor insurance rating in nigeria (problems and prospects)
25     the insurance contribution in the management of risk in nigeria oil industries
26   the implications of ownership structure of insurance companies on policy holders patronage
27    the volume of marine insurance business in an insurance firm and its impact on corporate turnover (a study of unic assurance plc)

28    motor insurance practice in Nigeria a case study of national insurance co-operation of nigeria (nicon)

29   risk management, a means of minimising accident in the avaition industry

30   empirical study on the possibility of mergers and acquisitions in the insurance industry in nigeria.

31   insurance business in rural communities as a means of growth for the nigerian insurance industry (a case study of enugu east l.g.a. in enugu state)

32    manpower training in financial institution (a case study of oriental insurance of nigeria plc enugu)

33   an evaluation of marketing of term assurance in nigeria

34   an appraisal of the operation of insurance associations in nigeria

35   risk management as an efficient means of achieving corporate objectives (a case study of mercedes benz anamco ltd

36   the procedures and ways of payment of pension and gratuity to retired civil servants in Lagos state

37   limitations to the development of insurance in nigeria a study of national insurance corporation of Nigeria nicon
38   the actuarist analysis of nigeria re-insurance management in development of the economy
39    the attitude of consumes behviour    towards insurance contract in Nigeria (a study of lagos state)
40     the effect of banking consolidation on the activities of insurance industry in nigeria (a case study of ailco plc)
41  the goal of effective management of life assurance in Nigeria insurance industry (study of lead way assurance plc)
42     the growth role and performance of insurance industry in developing country
43   the impact of financial management in a corporate organization (a case study of nicon insurance company limited enugu)
44   the impact of manpower development in insurance industry
(study of niger insurance plc)
45   the importance of insurance in field of marketing concepts: a sure way of enhancing growth in the sale of insurance services
46   the insurance contributions in the management of risk in nigeria oil industries
47   contribution of insurance in the management of risk in Nigeria oil industries (a stud of shell petroleum plc)
48    the management of pension scheme in Nigeria (problems and prospects)
49   the problems encountered by intermediaries in the Nigeria insurance industry and the future prospects
50   the procedures and ways of payment of pension and gratuity to retired civil servants in enugu state
51  the role of insurance in the petroleum industries in nigeria
52    the role of national insurance commission (naicom) in the promotion of nigeria insurance market opportunity
53    the role of nigerian insurance industry in the promotion of capital market services
54  the role of public relations in marketing of insurance product in Nigeria.
55  equipment leaasing as a source of finance in construction industry(a case study of marlum construction company, enugu)
56  the role of nigerian deposit insurance corporation in the management of distressed in banks

THE EFFECT OF SOCIAL RESPONSIBILITY ON BUSINESS ORGANIZATION IN ENUGU STATE

THE EFFECT OF SOCIAL RESPONSIBILITY ON BUSINESS ORGANIZATION IN ENUGU STATE

(A CASE STUDY OF EMENE RICE MILLING COMPANY)

ABSTRACT

 

Social responsibility is an obligation of any organization to discharge to the area of operation. Every organization are bound to show interest on the issue of responsibility.  It is what determines organizations standard and also their effort towards improving their efficient.

The need for social responsibility on business organization is over emphasized because it is what shows how interested an organization is an the part of area they are operating.

Consequently this research work envisage and evaluate the effect of  effect social responsibility on business organization and have suggested ways of improving and encouraging organization to discharge their responsibility.

In the introductory chapter the background statement of the problem significance of the study purpose of the study research questions hypothesis and scope of the study were all toiled to suit their purpose as well as a guide towards a better compreshsion of the study.

The second chapter an elaborate review of related literature is carried out various authors experts on certain components of research topic were reviewed and    employed to throw more light on this present study.

 

TABLE OF CONTENT

Title page

Approval page

Dedication

Acknowledgement

Abstract

Table of content

CHAPTER ONE

1.1.1    Introduction /Background

1.2     Statement of problem

1.3     Objective of the study

1.4     Significance of study

1.5     Scope of study

1.6     Research question

1.7     Definition of terms

 

CHAPTER TWO

2.0            Literature review

 

CHPTER THREE

3.0     Method and source of data

3.1            Researcher population

3.2            Sample method used

 

CHAPETR FOUR

4.0     Date presentation and analysis

4.1            Distribution and return of questionnaire

4.2            Test of hypothesis

CHAPETR FIVE

5.0     Finding recommendation and conclusions

Recommendations

Conclusions

Bibliography

appendix

 

 

CHAPETR ONE

 

1.1     INTRODUCTION/ BACKGROUND OF THE STUDY

Social responsibility could be defined as the recognition that business activities have some impact on the entire society and the consideration of that impact in business decision making.  Therefore most business sense of responsibility toward the communities in which they operate in new of the adverse effects of production operations on these communities.  Some of these social adverse effect range from health hazards displacement human settlements to environment pollution. Shell petroleum development  company for instance has been grappling with the restive behaviour of youths in its area of operation occasioned by the activities of oil companies.

Also output whether that of products and or service could have adverse effects consumers some common example are cigarettes and medical drugs.  Business for have the responsibility of educating user of their  products or service on their correct usage in order to avoid side effects.

Business organizations also show that they are socially reasonable to their host communities by complimenting the efforts of the government by providing infrastructure facilities like schools hospitals  tarred road  and eve supporting sports and culture.

It is with the foregoing in mind that the research carried out this work to identity the effects of social responsibility in Enugu state as well as proffer solutions to the likely problem associated with discharging it.

 

1.2     STATEMENT OF THE PROBLEM

On discharging their social duties to their host communities business organizations encounter some problem that affect them negatively.  Such problems are as follows

Some organizations have insufficient managerial and financial resources to undertake social charges.

Some organization could not fit in be cause of legal   protection from the government of the state.

Social values of come communities affect the operation activities of business organization.

The contribution of social problem based on personal responsibility affect negatively an business organization.

Pollution normally affect the society around the business operation and the organization  usually stop operation because of their disturbance in an area for all the above problem the researcher thought it worthy to go into the study

 

1.3     OBJECTIVE OF THE STUDY

The following objective were used to explain or describe

1)      To identify the effect   of social responsibility on business organization.

2.       To find out the benefit of social responsibility to the organization and individuals.

3.       To determine whether  organizations should embark on social responsibility

 

1.4            SIGNIFICANCE OF THE STUDY

This research work will be useful the following ways

It will enable business organizations in Enugu state carry out function of social responsibility better.

This work will identify and examine some areas where business organization in Enugu state would have to make adjustment.

It is the hope of the researcher that this work be a reference point to other researcher

 

1.5            SCOPE OF THE STUDY

This research is to identify and analyze the effects of social responsibility on business organization in Enugu state.

The study will be limited to just Emene Rice Milling company Enugu due to its easy accessibility.

This research work was constrained by limited finance unco-operative attitude of some

 

1.6            LIMITATION OF THE STUDY

In carrying out this research work the researcher was faced with certain constraints which includes times poor co-operation from the respondents of what can be described as negative attitude of the respondents.

On the issue of time constraints the researcher due to lass activities and some other department activities that was being dome along line with the research work.

Finance also stand as one of the major constraint in carrying out this research work because the capital to carryout this research work properly respondents.

 

1.7            RESEARCH QUESTION

  1. What social responsibility organization is obliged to discharge?
  2. What causes social responsibilities to be discharged?
  3. Do  organizations respond to societal request?
  4. Why and also who should benefit from social responsibilities of business organization?
  5. What can the government do if business firms refrain from discharging their social responsibilities?
  6. And finally what legal  backing allows the organization to discharge its social possibilities.

 

1.8            DEFINITION OF TERMS

Host-communities area where a company operates or is located.

 

CHAPTER  TWO

 

2.0     LITERATURE REVIEW

The relevant materials will be reviewed under these sub-headings.

 

2.1     INTRODUCTION TO SOCIAL RESPONSIBILITY

It is very clear that no enterprise operates in a vacuum social issues periodically challenge the ethics of enterprise operations sometimes surrendered by an particular incident of mismanagement or a series of decision that  lead to unforeseen consequence  and occasionally tragedy. Because of this there has been a popular out cry for the production systems to be alive to their social responsibilities. The trend is most likely to continue be we now have more enlightened consumer and employees and very citizen is directly or indirectly affected by the activities of the production   system.

 

Nobody will be happy if he has to drink polluted water breath foul air use unsafe products or be misled by untruthful advertising.  For instance in Bhopal India on 3rd December 1984 in the middle of the might a gas lack age at the union carbide plant spread over  the industrial city Bhopal. The gas that escaped was methlycocyante (ic) which was similar to an extremely toxic tear gas used by the military in warfare.  The agricultural pesticides in India and other countries. The local residents who were exposed to the gas suffered who were exposed to the gas suffered damage to mucons tissues in their lung and eyes those who died literally drained as he lunge filled with fluid other were permanently wounded many creature died within a short time more than 200 people had perished of many more may die prematurely because of damage to their lives and kidneys.  The chairman of  the board W.A Anderson went o India immediately after the incident to know the extent of the disaster to the  company concern even though he know he might face legal action and angry Mobs.  He was infact arrested briefly. Anderson offered (million one million dollars in aid to the thousand of victims and their survivors but lawyers the injured almost immediately asked for billing in damages.

 

2.2     CHANGING EXPECTATION OF SOCIAL RESPONSIBILITY

It is true that some disaster may be more spectacular and devastating even before but the actual performance of individual enterprise need to be put of that content has to do with what we expect from an enterprise today. It has been urgency that the gap between the social performance of enterprise and the social expectation for them has continued to grow even  though their actual social performance has improved. Even though enterprise have because legal requirement. Proactive responses and world consistent with the high social expectation.  Reactive reposes are   those that either conforms only with legal requirement or the  attempts to avoid even those through long court cases cloying effort to avows responsibility and so fort

 

2.3     FACTS OF SOCIAL RESPONSIBILITY

Another way of dealing with the proactive and relative approaches is what is called four face of social responsibility see for example involving N.I.C company the company wanted  to  develop a plastic bottle that could be safely recycled. Since recycling was a big environment issue in recent time the company though it was making a contribution with its cycle safe bottle NIC spent over N10million to market the bottles after a few years they were berried by he food and drng administration because plastic molecules escaped into the bottle contents when they were stored for long periods above 120 degrees.  It was found that rates were likely to develop cancer if fed large quantities of soft drinker stored in this type of bottle.  Environment forces determined that far from being a contribution to social well being the bottle were more socially responsive the expectation of those in society have increased even more quickly

The result is that managers must be more sensitive and responsive to social issue than ever before or there enterprise is to effectively deal with their environment.

 

2.4            SOCIAL RESPONSIVENESS OF ENTERPRISE

Social responsiveness is as necessary for an enterprise as strategic planning. The extent to which an enterprise has such an ability over the long term will primarily be a result of its short term actions.

a)                 Proactive response

b)                Reactive response

Reactive response are involuntary and responses that deal only with basis economic and legal requirement associated with such challengers.

Proactive response are voluntary efforts or challenges facing and enterprise

Managerial ethic is another major factor that affects how socially responsive and enterprise will be in the long run

The ethics standards of an enterprise manager will determine the type of response it will make as it reacts to the tension between he force for change and stability.

As we can see proactive responses are more likely to be ethical since they will go beyond  minimum agency to improve product quality and then being threatened with closure by another for creating a  safety hazard.

This actually happened at a food meat packing plant.  Both agencies threatened to shut the plant down if the managers did not take an action directly contradictory what the others wanted.

 

FACES LEGAL AND IRRESPONSIBLE

Leal but irresponsible action have included developing a direct pill that did what it said it would. Customers lost weight because it contained tapeworm larvae this occurred before enactment of the pure food and drug act.

Allowing inadequate but legal working conditions that could cause black lung disease on its local community.

Making a decision that is an enterprise interest but that will have serious negative repercussion on its local community.

Manufacturing are distributing cigarettes.

This act is not illegal and even receives government support and the accompanying motives from the federal ministry of health sufficiently responsible or do they point out that the cigarettes company is potentially hazardous. They had to be taken off the market so on the course of our study the case is totally the effect of social  responsibility on business organization which stand that every organization are obliged to undergo such responsibilities.

On the process of the faces of social responsibility such faces are divided into four which separated it into two dimension of  enterprise actions such as legal from those that is illegal.

 

FACE A: ILLEGAL AND IRRESPONSIBLE

A company could be acting illegal and irresponsible by:

Knowingly using a cancer- causing preservative in food products.

Refusing or line a person because of sex race or physical disability.

Failing to install solution abatement equipment because of the cost of line so is more than the maximum time for non compliance is low.

Assuming the cost of low suits results from injury or death rather than recalling a product know to be defective

 

FACE B ILLEGAL AND RESPONSIBLE

2.5            TO WHOM ARE BUSINESS RESPONSIBLE

The fine public affected by the activities of corporations are the owner the customer the employees residents in the corporations local neighborhoods and the general public.  All fine of these public are concerned in different ways with the inadequacy of current governmental social problem solving and with the survival of the corporations as a socio economic entity.

The owners of the corporations are convened as individual about the made qeuency  of current efforts to solve social problems because the quality and security of their lines are threatened.  As owners or shareholders they are concerned abut the increasing inefficiently and reduced productivity of their enterprise which stern form unsolved  social problems :social problems arise the costs of doing business, this reducing earnings for shareholders” Clark CABT (1977)

Crimes raises insurance rates  and operating costs drug abuse raise labour costs by increasing the cost of recruitment and  decreasing the productivity of labour. Social and racial conflicts increase the cost of labour and of personnel management environmental pollution free technology.  Altogether, unsolved social problem adduced profit.

Owners of corporations are also concerned about the survival of the corporation as an economic from with cost increasing and profits declining as a result of social problems and with growing demands for public intervention in the management of corporation to assure their social responsibility the corporation as an organization from is threatened with extension wither  through in profitability heading to bankruptcy or through absorption with the government by increasing regulation with the socialization of industry the game of picking the winner will be all over for shareholder.  There will be only one game which will be mainly a political problem limited to fewer individuals.

Ironically the main effect of an egalitarian striving socialism will be a new elitism with a higher and narrower pyramid of power than the one we now have under liberal capitalism.

The customers of the corporation are concerned about unsolved social problems because they fear a decline in the quality and availability of goods and service.  As the cost of doing business are driven up by social problems may of this costs are passed on the consumer in the form of higher process or lower quality of both furthermore as government regulation increase the availability of a variety of goods and services declines with the corporations totally under government operation the variety quality and availability of product and service would be typical of that under most government monopolies.  In consumer good  and service these has never been very good.

Employees are concerned about the major social problems of poverty crime drug abuse race conflict social injustice and environmental pollution because these problems directly affect the quantity and security of their lines.

At the same time employees are concerned with the survival of the corporation not necessary because they have it so well but because they bear the insecurity of seeking their economic incomes and perhaps their psychic income elsewhere to go for gainful employment except the government the educational institutions and firms owned by individuals the government and educational institution together can offer only some 30 percent of the jobs needed and individuals proprietorship are difficult and very risky if corporations were to increase their existence even the shift to socialist all government employment would mean many changes and the distribution of many vocations and careers not to mention the money new constraint the would then be imposed on employees by an all powerful employer.

The resident of the local environment of corporations are concerned about the corporation attitude toward social problems partly because they are also members of the other three public employee owner and customer, but also because the effects of corporate activities spill over onto their lives and properties.

The small householder living near a chemical plant suffers directly  from plants neglect of such social issues as pollution, furthermore if local corporation become unprofitable and go out of business the entire community tax will suffer with attendant decline in municipal services.

Finally the general public is concerned  about the solution of social problems with the participation of industry because it seen little hope of the government doing the job alone and because of a general concern with the stability survival and growth of the country’s traditional economic system .

 

2.6            FUTURE REQUIREMENT OF SOCIAL RESPONSIBILITY

Corporation social responsibility is required by law in the forth of FDA EEO EPA OSHA FCC and federal and state regulations by public and consumer opinion by employee opinion and by stockholders to the extent that it affects profits [which it does] “according to a majority of executive opinion in large corporations the requirement for business social responsibility will be increasingly enforced in future both by government regulation and by organized consumer and employee action”. George Steiner’s survey(1974)

 

The requirement will encompass the planning of corporate actions that have social impact documenting and measuring the cost and benefits (inputs and outputs) of such action and actual implementation of such actions act operating level including the procedure and incentive required to make the action effectives.

Since not the  all of these requirement can be met within the  current operational or conceptual capability of many corporations investment in some research and development in this even seems essential for them. This ROL investment cam be justified by the probable increase in productivity as a result of socially responsible action by a reduction in the risk of adverse opinion and by the public consumers employees stockholders and    local and national government and a greater feeling of participation in major social problem solving of the times on the  pent of management.

While it is time that most organizational pent of management.

While it is time that most organizational reforms including those in public institutions are initiated by outside pressure and by the lower eidolons of the organizational hierarchy rational social policy requires the attention of top and middle management.  In the face of complete demands for time and resources no important new activity is likely to be implemented in any corporation unless it receives impetus from top management follows up to make sure that lower level of management actually execute the new policy. It is top management that must integrate the pressure for corporate measurement with the traditional demands for economic performance  and devise a plan fro action

Business management can establish priorities among the different corporate consistencies employees stockholders consumers neigholouring communities and the general public by determining the number of people affected in  each constituency and the extent to which they are affected. These must then be balanced against the  basic survival condition of the organization economic and operational.

The following list of social performance activities is derived from a survey of the efforts to develop measures of social performance.

a)                 Ensuring employment and advancement for minorities.

b)                Increasing productivity in the proximate sectors of the economy.

c)                 Improving the innovativeness and performance  of business management.

d)                Improvement of world career opportunities

e)                 Installation of modern pollution abatement equipment

 

2.7            SOCIAL BANKRUPTCY

Bankruptcy the branch of business life is an ability to meet the liabilities a business has towards financial bankruptcy which occurs when a firms liabilities exceed its assets and it creditor are unwilling to extent further credit.  The metaphor of “moral” bankruptcy is applied to individuals or institutions that have exhausted their “morel” capital having run out of moral assets so to speak in paying for their moral liabilities social bankruptcy is a terms that can be used either metaphorically or literally.

If a firms social liabilities exceed its social assets and the lenders of social assets are unwritten to extend further credit the firms is social bankruptcy.

THE PRACTICE OF CORPORATE SOCIAL RESPONSIBILITIES IN THE BREWERY INDUSTRY

THE PRACTICE OF CORPORATE SOCIAL RESPONSIBILITIES IN THE BREWERY INDUSTRY (A CASE STUDY OF THE NIGERIAN BREWERIES AMA ENUGU)

 

ABSTRACT

 

The research is on the practices of corporate social responsibilities in the Brewery industry. (A case study of the Nigerian Breweries Plc Ama Enugu).

 

Primary and secondary data were collected to solve the research problem.  Questionnaires were used as research instrument.  The population of the study comprised the customers, management and relevant staff of Nigerian Breweries Plc in Enugu metropolis.

 

In order to carry out the work effectively the following objectives were formulated.

 

1)                To determine whether Nigerian Breweries Plc Ama socially responsible in its operation.

2)                To identify whether Nigerian Breweries Plc contribute to social causes.

3)                To determine whether Nigerian Breweries Plc came about the environment which it operates.

 

In organizing and presenting the data collected, tables, frequencies and percentages were used while the hypotheses tested with chi – square.  Based on this, the researcher recorded the following findings.

 

Customers in Enugu metropolis indicated that Nigerian Breweries Plc contributes to social causes.

 

TABLE OF CONTENTS

 

TITLE PAGE       -        -        -        -        -        I

CERTIFICATION PAGE        -        -        -        II

DEDICATION     -        -        -        -        -        III

ACKNOWLEDGEMENT       -        -        -        IV

ABSTRACT        -        -        -        -        -        V

 

CHAPTER ONE:

1.0     INTRODUCTION

1.1            Statement of the problem

1.2            Objectives of the study

1.3            Significance of the study

1.4            Scope of the study

1.5            Research hypothesis

1.6            Definition of terms

 

 

CHAPTER TWO

2.0            THE PRACTICE OF SOCIAL RESPONSIBILITIES IN NIGERIA

2.1     Criticisms of social responsibilities

2.2            What is social responsibility and ethic marketing

2.3            Areas of social responsibility

2.4            Factors affecting social ethical standard

2.5            Consumerism

2.6            Company’s profile

 

CHAPTER THREE

3.0     RESEARCH METHODOLOGY

3.1            Source of data collection

3.2            Population of the study

3.3            Determination of sample size

3.4            Sampling techniques

3.5            Research instrument used

3.6            Method of data collection

3.7            Method of analysis

3.8            Limitation of the study

 

CHAPTER FOUR

4.0     Data presentation and

4.1            Analysis of data

4.2            Test of hypothesis

 

CHAPTER FIVE

5.0     Summary of findings

5.1            Recommendation

5.2            Conclusion

5.3            Bibliography

 

 

CHAPTER ONE

1.0     INTRODUCTION

Marketers should not only think of customers satisfaction as the key to profitability.  The marketer operates in an environment.  Where several forces are in a state of dynamic tension and these forces must never be under estimated by the marketer.  Socially responsible marketing recognizes that the organization is part of a larger society and as a result should be accountable to that larger society for its actions.

 

Okonkwo (2000:128) noted that social possibilities is the concerted efforts of business operators to initiate, formulate and implement policies and decision concerning the well being of the society by studying how their business actions and inactions affect the numbers of the society and taking corrective measures.

 

In the view of Adirika, Ebue and Nnolim (2001:29 – 292) some scholars argue that the responsibility of business is to make profit.  By doing so, the society benefits and peoples material needs are met.  However, other scholars are the opinion that the responsibility of a business is to satisfy the society.  Te firm belongs to the people and thus has an obligation to the different section of the society, suppliers, consumers, stock brokers, employees, local community, government and the general public.  The social responsibility of business is a logical extension of the societal marketing concept and social marketing.

 

Marketers social responsibilities flow out of their conception of business ethic.  Ethics is the study of right or wrong.  The conduct of most business people are highly unethical.  There are practices such as false or misleading advertisements, overpriced, shoddy goods, bribes to win business, industrial pollution and defective, dangerous and harmful products.

 

Berkowitz et al (1997:110) are of the opinion that social responsibility as meaning that organizations are part of a larger society and are accountable to that society for their actions even though like ethics agreement on the nature and scope of social responsibility is difficult to come by, given the diversity of values present in different societal business and organizational culture.

 

To Berkowitz et al there are three vasic concept of social responsibility.

 

1)                Profit responsibility: It holds that companies have a single responsibility and that is to maximize fit provided they operate within the rules of the game.

 

Those companies which charge very high prices for new HIV drugs believe so much on this

 

2)                Stakeholders responsibility; This is a fallout of criticisms of the profit responsibility.  It focuses on the obligation an organization has to those who can affect achievement of its objectives, viz. customers, employees, suppliers and distributor.  Many companies have recalled products which they found defective, industrious or harmful, because they felt that inspite or the high cost of such recall, it was in the best interest of the stakeholder to do so and that doing otherwise would have negatively impacted on the image of the product and the companies concerned.

3)                Societal responsibility: this is a much broader concept of social responsibility and refers to the obligation that organizations have to the preservation of the ecological environment and interest of master marketers (Enligned self interest) to be societally responsible, such companies win the trust, patronage and support of the larger public welfare have led to the formation such international organizations like coreen peace (Berkowitz et al 1997:111 0 112).

 

The role of business including brewery industry is to act within the frame work established by ethics and by government to satisfy the demands of the public.  Guided by this framework, more and more business are becoming increasingly more socially responsible.  It is because of the importance of social responsibility in business that the researcher takes a critical look at the practice of corporate social responsibilities in brewery industry with reference to Nigerian brewery industry Ana Enugu.

 

1.1     STATEMENT OF PROBLEM

Many organization including brewery industry pursue the profit objective relentlessly.  Some take cognizance of the needs of the customers but most do not as they operate under an environment to their customers.

 

Many brewery industries are only interested on only those that can help them make profit even at the erthlement the concept of social responsibility require companies to consider the implication of their action within the whole social system and the system hold the company responsible for any damage the company’s action will have any where in that system.

 

Social responsibility is the responsiveness of a business to the problem and interest of the society.  It is carrying out the moral obligation of business to the society most of this brewery companies.  It is because of the importance of social responsibility improving customers  welfare and improve company’s performance that there searcher take in critical look at the practice of corporate social responsibilities in the brewery industry.

 

1.2     OBJECTIVES OF THE STUDY:

In this study, the following objective are formed.

 

1)                To determine if brewery industry are social responsible

2)                To find out whether corporate social responsibility practice of brewery industries use to increase customer patronage.

3)                To determine the impact of social responsibilities on profit of brewery industry.

4)                To find out the feelings of consumers

5)                To find out the problems encountered by brewery industries in carrying out social responsibilities

6)                To offer solution on how to use corporate social responsibilities for improving customers patronage.

 

1.3     SIGNIFICANCE OF THE STUDY;

The study is not only an academic exercise, it will have a substantial benefit to the researcher.  It will widen the researcher’s knowledge in research writing and pricing adopted by corporate social responsibility.

 

It will be of eminence benefit to researchers who will find the study as a sources of literature review.

 

1.4     SCOPE OF THE STUDY:

This research was undertaken to examine the practice of corporate social responsibilities in the brewery industry.

 

 

1.5     RESEARCH HYPOTHESIS:

Ho:    Brewery industries in Nigeria are not socially responsible

 

Hi:     Brewery industries in Nigeria are socially responsible

 

Ho:    Brewery industries do not care for environment in which they operate

 

Hi:     Brewery industries care for environment in which they operate

 

Ho:    Brewery industries in Nigeria do not offers product safety

 

Hi:     Brewery industries in Nigeria offers product safety

 

Ho:    The practice of corporate social responsibility by brewery industries impacts negative on the profit of the organization.

 

Hi:     The practice of corporate social responsibility by brewery industries impacts positively on the profit of the organization.

 

1.6     DEFINITION OF TERMS:

More value: Moral or professional standards of behaviour; principles.  Attributes concerning principles of right and wrong behaviour; attributes based on peoples sense of what is right and just, not on legal rights and obligation; following standards of right behaviour, good or virtuous; able to understand the different between right and wrong, teaching or illustration good behaviour.

 

Ethics: system of moral principles, rules of conduct, science of moral conducts – more correctness.

 

Strategy: art of planning and directing an operation in a campaign, skill in planning or managing any affair well, plan or design for a particular purpose.

 

Public good: a thing of high quality, of an acceptable standard, satisfactory concerning people in general.

 

Responsibilities: Commitment or duties for which a person or persons responsible or accountable.

 

Environment of business: Conditions, circumstances affecting the life of the business, natural conditions, eg. Economic environment, cultural and technological environment.

 

Stakeholders: Person or persons that invested money etc, in an enterprise or business so that he has interest or share in it.  Individuals that have stake in the future success of a business.

 

Opportunity: Favourable time, occasion or service of circumstances.

 

Decorum: Dignified and socially accepted behaviour a moral of good and exemplary life, worthy of emulation.

CHAPTER TWO

REVIEW OF RELATED LITERATURE

 

2.0            THE PRACTICE OF SOCIAL RESPONSIBILITIES IN NIGERIA

Socially responsible marketing which incorporates the societal marketing concept goes above and beyond responsive marketing.  Some argue that you can not practice socially responsible marketing if you do not appreciate the importance of being responsive.

 

Other argue that being too socially responsible could create problems for the company.

 

The question is how socially responsible are Nigerian marketers.  Let us look at some of the indices and see how far Nigerian marketers go.

 

Many organizations pursue the protect objectives relentlessly.  Some take cognizance of the needs of the customers, but most do not as they operate under an environment very hostile to customers.  Just take the perennial fuel scarcity as an example and see how “traders” who call themselves marketers are relegating customers to the background in their pursuit of profit, profit and more profit.

 

Many companies care only about that section of stakeholders who are part and parcel of their profit objective, or who if not carefully cultivated would adversely affect their profit bottom line.

 

They are prepared to ride rough – shod over any stakeholders who can be “cheated” without the company being adversely affected, because the stake have no alternative.  How many companies respond positively to the cries of their employees, through negotiations, work to rule or at worst strike actions for better working conditions in consonance with the economic realities of the time.

 

The normal answer is a lock – out or outright dismissal.  How many companies respond positively to the cries of their dealers for a better deal.  The usual answer is threat or cutting off the “troublesome” dealer.

 

Many companies in Nigeria do not understand anything about value marketing, same goes for sense of mission marketing.  To them what is important is simply to dispose their products at a profit.  Value is anything that can give them immediate profit.  Their sense of mission is encapsulated in the profit objectives instead of the other way round.

 

Which Nigerian company is truly innovative.  The word is not yet in their dictionary of business.  Nigeria is more or less a dumping ground for antiquated technologies.  To compound it all, the replacement parts may not even be available to keep the “brittle bones” of the machines together.  In the same rein Nigerians are not given adequate training to deal with the cups and headaches associated with these antique technologies.  Just go round the stakes and see the billions of Naira tied down in antiquated technologies.  Some projects after billions of Naire and years of downs and downs have refused to justify the huge expenditure of money, time, and energy – the Ajaokuta steel complex is a typical example of trying into use 19th century technology in the 21st century and it is only in Nigeria that one can attempt to perform the miracle of resurrecting the technologically comatose or shall we say deed.

 

Societal marketing is not built on mere rhetoric’s. it requires commitment to action.  How many Nigerian companies have recalled deficient or dangerous products.  How many companies have warned on dangerous food.  When a vehicle steering or braking system is defective and the vehicle is not recalled, the company is being dangerously and unpardonably irresponsible.  Where a drug they manufacturer mixes the wrong combination of ingredients, or mixes chalk for an analgesic, antipyretic or antibiotic, it is being dangerously, murderously and unpardonably irresponsible.  May be Nigeria need a Ralph Nader to lead the against, fake, adulterated and substandard products.

 

Nigerian manufacturers and businessmen, most especially importers are good at negative trading activities like counterfeiting and cloning.  Others try to be more positive by imitating and adapting.

 

A counterfeit duplicates the market leaders products and packages and sells on the ground market.  Many motorists have suffered untold hardship as a result of this.  Even drugs are cloned, one buys a brand of antibiotic only to discover after use that is not efficacious.  Doctors are even mere troubled as some times they end up confused as to whether their diagnosis or therapy is defective, not knowing that the defects comes from the drugs.

 

Clones emulate the leaders products, names and packaging, with slight variations, which may not be discovered by buyers.  A cloner calls its product Philips instead of Philips, sunny instead of sony, Novagen instead of Novalgin, Dolvilan instead of Dolviran.

 

We shall not touch on imitators and adaptors as they actually try to differentiate offerings, and even attempt to improve on them.

 

Taking cognizance of the above, one has a lot to be grateful for, to the national agency for food and drugs administration and control (NAFDAC) for their crack down or counterfeiters and cloners of drugs and food.  It is surprising that a multinational company like Cadbury can allow its Nigerian operatives to try and pas across the consumers, products that could be injurious to health having failed to meet certain standards on safety and quality (see Hall mark newspapers October 2002: 31 and 35).

 

Counterfeiting of drugs is a global problem.  Even the European federation of pharmaceutical industries and association is worried about these, and believes that financial gain generally and criminal intent motivated by lack of criminal penalties and enforcement against pharmaceutical counterfeiting, as against the more several penalty against traffickers of illegal drugs like cocaine and heroine have caused the illicit business to continue unbated (Funso Abdullahi Thisdey Sunday Newspaper Feb. 24 2002:21).

 

2.1     CRITICISMS OF SOCIAL RESPONSIBILITIES:

In dealing with this issue of socially responsible marketing, one must point out that same criticisms have been leveled against the concept.

 

Palmer and Hartley (1996:21 – 212) pointed out that followers of Milton Friedman the Noble Laureate feel that firms should concentrate on doing what they are at best – marking profit for the owners – – – donations to social causes should be left to the government.  Moreover engaging in social causes might make some firms too powerful.  Also to meet these social causes, companies may tax consumers wit increased prices – this is a philosophical criticisms.

 

A more pragmatic argument is that companies engage in social causes as a cheap way of gaining attention and unique selling proposition.

 

Also firms tend to be selective in which causes or sections of the society thy support.  They tend to concentrate on causes, which are very popular, whilst forgetting the less popular but more important causes.

 

Other critics have stated that having a double bottom line of values and profit is not easy.  Such policies cost money, which some critics claim is “Wasted on righteousness” they believe that once as an organization you add social goals to the demand of serving customers, making profit and returning value of shareholders, you tie yourself up in knots (Kotler and Arns rong 2001:748).  They feel that this social cause marketing would end up hurting the bottom line.  Not all companies are strong enough to measure their successes as much by its social contribution as by its financial success.

 

If a company wants to practice socially responsible marketing successfully, it must continuously evaluate its effort by means of social audit which is a systematic assessment of a firm’s objectives, strategies and performance in the domain of social responsibility.

Social audit consists of five (integrated) steps:

1)                Recognition of a firm’s social expectations and the rationale for engaging in social responsibility endevours

2)                Identification of programmes consistent with the company mission.

3)                Determination of organizational objectives and priorities for programes and activities.

4)                Specification of the type and amount of resources necessary to achieve the objectives.

5)                Evaluation of results and assessment of further involvement (see Berkowitz et al 1998:112 – 113)

 

Social responsibility marketing, no matter whatever criticisms are leveled against it have come to stay.  The world is so worried about the planet Earth that marketers need to understand that it is no longer “business as usual” companies have to appreciate the effect of their operations on the customers, the shareholders, the general public and the environment.

The Valdez principles for environmental concerns and corporate responsibility was drawn up by the coalition for environmentally responsible economics, soon after the huge oil Tanker Exxon Valdez spilled 11 million gallons of crude oil in Alaska’s prince William sound, and causing ecological disaster of unimaginable magnitude – killing tens of thousands of birds and animals, and polluting more than one thousand six hundred Kilometers of the Alasken coastline.

 

The Valdez principles encourage companies to

1)                Eliminate pollutants, minimize hazardous wastes, and conserve non renewable resources

2)                Market environmentally sate products and vices.

3)                Prepare for accident restored damaged environment

4)                Provide protection for employees who repot environmental hazards.

5)                Appoint an environmentalist to their boards of directors, name an executive for environmental affairs, and develop an environmental audit of the global operations to be made available for public inspection.

 

We believe that these principles are very necessary, more so in developing economics which do not have to facilities for environmentally monitoring like the developed societies.

 

One must not fail to point out though, that socially responsible marketing cannot be separated from a country’s marketing ethics, which on its own cannot be separated from the country’s subcultures.

 

Whereas marketing ethics deal with the principles, values and standards of conduct considered appropriate for marketers, the marketing culture deals with the shared values, beliefs, ideas and attitudes of marketers in doing business.  It comprises the effective rules of the game, the boundaries between ethical and unethical behaviour, codes of conduct in marketing activities.  So how sociresoponsible marketers are in a society, is to large extent intertwined with the marketing ethics and culture of the society.

 

2.2            WHAT IS COCIAL RESPONSIBILITY AND ETHIC MARKETING

In today’s marketing activities, many businesses devote more attention to what is called their social responsibilities.  There are a lot said about such obligation, but view points differs as to what constitutes the firm’s social responsibilities.  Some scholars argue that the responsibility of business is to make profit.  By doing so, the society benefits and people’s material needs are met.  However, other scholars are of the opinion that the responsibility of a business is to satisfy the society.  The firm belongs to the people and thus has an obligation to the different sections of the society – suppliers consumers, stock brokers, employees, local community, government and the general public.  The social responsibility of business is a logical extension of the societal marketing concept and social marketing.

 

In recent years, a lot of question about marketing practices have been asked.  Many people argue that marketing is not being practiced the way it should be.  They maintain that the existence of consumerism is an evidence of this fact.  In their opinion, the marketing concept is not being practiced by many business form.  Even in situation where firms satisfy consumer wants for automobiles, questions can be asked about the uncovered social cost of heavy pollution, road accidents and high maintenance cost that will result with automobiles, coca cola and their soft drink firms catered to the demand of Nigeria.

 

Consumers for a convenience disposable soft drinks cans in the early 1980’s.  the cans constituted a littering problem in the whole country.

 

These situations have crated more pressure for social marketing and have led to the development of the societal marketing concept; which focuses on long run consumers’ and society’s well being.  The concept f social responsibility requires companies to consider the implication of their actions within the whole social system, and the system holds the company responsible for any harm or damage the company’s action will have any where in that system.  Social responsibility is the responsiveness of a business to the problems and interests of the society.  It is carrying out the moral obligation of business to the society.

 

Marketer’s social responsibilities flow out of their conception of business ethics. Ethics I the study of right and wrong.  The conduct of most business people are highly unethical.  There are practices such as false or misleading advertisements, overpriced, shoddy goods, bribes to loan business, industrial pollution, and defective, dangerous and harmful products.  There are, also greedy and exploitative marketers who contribute to the criticisms of marketing and draw attention to the issues of social responsibilities and ethics.  Business or marketing ethics should not be confused with legal requirements.  The low stipulates what a company cannot do.  What a company can do is legal, but may not be right.

 

For example, it is not illegal to use high pressure tactics in persuading people to buy, this does not mean that it is right in every situation.  The ethics of business are changing, and therefore cannot be generalized.  There are ethically difficult situation that marketers could face living their careers.  Marketers needs a set of principles that will help them determine the normal gravity of each situation without appearing ineffective or immoral.  Some of the situations according to Philip Kotlr (1980,706) are:

 

1)                You work for a cigarette company and up to now have not been conceived that cigarette causes cancer.  A recent report have come across your desk that clearly shows the connection between cigarette smoking and cancer.  What would you do?

2)                Your R and D department has modernized one of your products, it is not really “new and improved” but you know that putting this statement on the package and in the advertising will increase sales.  What would you do?

3)                You are interviewing a former product manager who has just left a competitors company.  You are thinking of hiring him.  He would be more than happy to tell you all the competitors plan for the coming year.  What would you do?

4)                You have a chance to win a big account that will be influenced by a “gift”.  You assistant recommends sending a colour television set to home.  What would you do?

5)                You produce an anti – dandruff shampoo that is effective with one application, your assistant says that the product would turn over faster if the instruction on the label recommended two applications.  What would you do?

 

The list of questions can go on and on, and they are not as easy as they might appear to be.  There are usually conflicts in tackling issues involving ethics.  Marketers who decide in favour of making sales each of the above situations, could be described as immoral or unethical in their marketing behaviour.  On the other hand, those who refuse to make sales in each situation could well be described as weak and ineffective.

Therefore, marketers should develop a set of principles or rules that will guide them properly in determine whether an action is ethical or unethical.

 

2.3     AREAS OF SOCIAL RESPONSIBILITY:

The role of business is to act within the frame work established by ethics and by government to satisfy the demands of the public.  Guided by this frame work, more and more businesses are becoming increasingly more socially responsible.  Social scientists have presented different lists of what constitutes areas of responsibility.

 

1)                Increasing the efficiency of marketing operations, so as to lower distribution costs and selling prices.

2)                Properly interpreting and anticipating consumer demand.

3)                Refusing to do business with unethical suppliers.

4)                Reducing the marketing problems of low income consumers.

5)                Increasing product safety

6)                Minimizing defective products

7)                Developing more informative packaging and labeling

8)                Elimination of malpractice in the market place

9)                Supporting consumer education

10)           Supporting the cause of social justice.

11)           Cooperating with government in its effort to increase consumer well being.

12)           Reducing environmental pollution and hazards

13)           Maximizing long – run profits.

14)           Participating in community welfare and improvement

15)           Efficient (or economic) use of energy and natural resources.

16)           Maximizing job content and satisfaction for the worker.

17)           Instituting a programme for hiring and training the disadvantaged and the unemployed.

18)           Removing all forms of discrimination against women, old people and minority groups.

 

Socially responsibility enables a firm to be in the good books of consuming public.  It increases consumer well – being and promote the general welfare of the public.  Failure to perform social responsibility will not only put a firm in the disfavour of the society, but also attract government control, scrutiny and regulations to protect the consumers and the general public.  It is not enough just to perform socially responsible activities.  Companies must report such activities to their customers, shareholders, employees, as well as the general public.

MOTIVATION AS A MEANS OF STAFF PERFORMANCE

MOTIVATION AS A MEANS OF STAFF PERFORMANCE

(A CASE STUDY OF DELTA GLAS PT)

TABLE OF CONTENTS

CHAPTER ONE

1.1            INTRODUCTION

1.2            Purpose of the study

1.3            Statement of the problem

1.4            Research hypothesis

1.5            Significance of the study

1.6            Limitations / scope of the study

1.7            Operational definition of terms

Reference

 

CHAPTER TWO

2.0     LITERATURE REVIEW

2.1            Definition and concept

2.2            Classical theories of motivation

2.3            Other motivation theories

2.4            Financial incentives

References

 

CHAPTER THREE

3.0     RESEARCH METHODOLOGY

3.1            Research design

3.2            Idendification of variables

3.3            Population of the study

3.4            Sample procedure

3.5            Data collection instrument

3.6            Data collection procedure

3.7            Method of data analysis

3.8            Problems encountered

References

 

CHAPTER FOUR

DATA PRESENTATION AND ANALYSIS

4.1            Data analysis, findings and interpretation

4.2            Personal interview

4.3            Testing and interpretation of hypothesis

References

 

CHAPTER FIVE

SUMMARY OF FINDINGS, RECOMMENDATIONS AND CONCLUSION

5.1            Summary of findings

5.2            Recommendations

5.3            Conclusions

Bibliography

Appendix / glossary

 

 

CHAPTER ONE

1.1     INTRODUCTION

Human beings are the most important components of an organization and without understanding their nature and behaviour, it may be absolutely difficult to design organization and formulate appropriate management strategies to achieve their objectives. The central argument in the literature of organisation theory when studying human beings is focused on the question.  Do organizations really act on do human beings in them?  Ajobon R.T (1998:33).

To me, this is not a controversial question and at the some time, it is not a difficult question to answer.

To answer the above question, we need to increase our level of objectivity.  The psychological forces motivating the action of individual in an organisation, is quit different from the intentions of the organizational action.  Organisation act as collectivities directing their action towards are overriding goal but human being act as individuals who are motivated by certain psychological factor.

Human beings decide to work in certain organisation because they want to satisfy certain needs.  So, their behaviour in the organisation will be dependent on to what extent they satisfy the needs that motivated their entry into the organisation.

On the other hand, organization, whether profit on non-profit motives, exist to provide goods and services from the satisfaction of the public and it’s members.  Given this perspective, quality and quantity of outputs of goods and services coupled with profit motive becomes the underlying factors.  Therefore, the ability of the organization to attain high performance in terms of these quality, quality and level of profitability depends greatly on the managerial leadership qualities and the incentives strategies.

A managerial leadership must therefore poses the empathy for intelligence, initiative, the feelings of others and the responsibility to motivate for effective result.

 

1.2            PURPOSE OF STUDY

Today, many organizations suffer ineffectiveness or have packed up due to defective managerial leadership.  Whatever the size of an organization in terms of capital base on the number of people working in it, as                                                                              well as machinery and materials have to be managed properly in order to achieves predetermined goals.

Thus, in order to achieve at the solution as to whether organizational defectiveness can be connected, the researcher proposes to determine whether:-

-        Motivation can present organization depressiveness in terms of performance.

-        To determine the whether motivation without good leadership could level to the desired performance.

-        To determine which motivation techniques is best for employee and organizational effectiveness in terms of performance.

-        To determine the level of productivity as regard to employee performance with a range of time.

-        To determine whether leadership could be meaningful without the ability and keenness to motivate employee for performance.

-        And finally suggest ways of improving motivational techniques to enhance performance.

 

1.3            STATEMENT OF PROBLEMS

For decades, behavioral scientists have focused attention on the study of motivation.  The inclination and in the studies emanates from the problems as to whether motivation or not is responsible for organizational performance.  While some, especially those who believe in technological sophistication argue that given that level of goods and modern machines, organization can perform optimally.  Others are of the view that organizational performance will depend fundamentally on the managerial leadership and the way they motivate their employees.

This schools content that the machine and equipment connate entirely work on their own that human factors in terms of management will impact greatly on performance.  To what extent can this be held?  This constitutes the central problem of the research.

 

1.4            RESEARCH HYPOTHESIS

A hypothesis is a statement of production about a relationship between two or more variables and subject for verification.  The hypothesis to be tested in the project are:-

H0:    Employees can perform effectively and efficiently even without leadership and motivation strategic.

H1:    Employees may not perform effectively if the incentive criteria are poor.

H2:    Motivate of employee’s determines their performance.

H3:    Leadership determines employee’s productivity and performance.

 

1.5            SIGNIFICANCE OF STUDY

The research is designed to example the extent to which motivation can go in eliciting optimum performance on the employee.  The field of management today has been so devoted to changes and progress.  Consequently, many organizations are now aware that people need to be well directed managed and motivated in order to get the best out of them.

Ordinarily many people find work to be two unpleasant and will do evenly thing possible to avoid it.

The significance of study therefore is to highlight the importance of properly directing, controlling, inducing and inspiring employees to achieve desired results.

Organization must have managers, who can play the figurehead role, the interpersonal relationship as well as the potential power to define the guidelines to follow, allocate resources and stimulate employees to attain high business objectives.

 

1.6               LIMITATION/SCOPE OF STUDY

The aim purpose of the research is to examine the impact of motivation on employee performance.  Despite the seemingly broad scope of study stated above, the research has chosen to limit the study to Delta Glass Company Limited.

Lack of adequate finance coupled with time leg within which the study has to be completed underscores the choice of Delta Glass Company Limited.  More also, the choice of Delta Glass company limited was informed by indisputable fact that it has been competing favourably in the glass industry.

Could the leadership and motivational strategies of the glass company be responsible for it’s astnanomical progress over the years?  Hence the choice of the glass company as my case study.

 

1.7            OPERATIONAL DEFINITION OF TERMS

Motivation:-        This refers to an aspect of management concerned with industry people to work to the best of this ability.

 Performance:-    This refers to actual results obtained sometimes used to devote the achievement of positive result.

Incentives:-           This refers to strengthening drive designed to motivate workers or employees to greater performance e.g. money security, recognition, justice, praise and opportunity, etc.

Efficiency:- Output divided by input on the extent to which the result produced was at the least cost.

Leadership:-        This is the exercise of authority in a social group, and the qualities upon which such exercise depends, vanities with the nature of the social group.  It is responsibility and authority to direct, co-ordinate and motive subordinates to ensure that the goals and objectives of the organization as well as those of employees are in agreement.

Communication:-         Refers to the process of transmitting information and understanding between two on more people so as to execute the meaning(s) in the information message.

Effectiveness:-     This is the extent to which the designed result is realized and it is frequently compared with efficiency.

Organization:-     Organization is systematic may of arranging people so that the subordinate and superseding structure of authority are to utilized the available resources to achieve their goals.

Job satisfaction:  This refers to these variables, which employees consider to be yielding maximum benefit, and which enables him to develop positive attitude towards his on her job.

Productivity:-      This is the achievement target pen period of time pen person on the relative output for a given level of input for a given level of input, especially the production per productive employee.

foreign direct investment

ABSTRACT

Generally, policies and strategies of Nigerian government towards Foreign Direct Investments are shaped by two principal objectives of desire for desire for economic independence and the demand for economic development. Multinational corporations are expected to bring into Nigeria, foreign capital in the form of technical skills, entrepreneurship, technology and investment fund to best economic activities thereby, rising the standard of living Nigeria. The main issue in this project relates to understanding the effects and impacts of Foreign Direct Investment (FDI) on the Nigerian economy as well as our ability to attract adequate amounts sufficient enough to accelerate the pace of our economic growth. From related research and studies, it was revealed that multinational companies are highly adaptive social agents and therefore, the degreed to which they can help in improving economy activities through Foreign Direct Investment will be heavily influenced by the policy choice of the host country. From the analysis through the use of secondary data, it was observed that the level of FDI in Nigeria is not adequate. The model used was internal Gap (Foreign capital Need). From the analysis of the questionnaire distributed. It was discovered that FDI has a significant role in the economic growth of Nigeria. The research thus suggested that in order for her to improve the economic climate for foreign direct investment in Nigeria, the government must appreciate the fact that the basic element in any successful development strategy should be the encouragement of domestic investors first before going after foreign investors.        

                              TABLE OF CONTENTS

Title page

Certification

Dedication

Abstract

Table of contents

Chapter one

1.1      Introduction

1.2      Statement of problem

1.3      Objective of study

1.4      Significance of study

1.5      Research questions

1.6      Scope and limitations of study

Reference

Chapter Two

Review of related literature

2.1 The concept and theory of foreign investment

2.2 Portfolio investment

2.1.2 Direct Investment

2.2 The Theory of foreign direct investment

2.3 Direct Foreign Investment in Nigeria, Trend and Polices

2.4 Developments to boost foreign direct investment in Nigeria

2.5 The role of foreign direct investment in the growth of Nigerian economy

References

CHAPTER ONE

1.1      INTRODUCTION

The federal government in recognition of the importance of foreign investment as a important vehicle for economic growth, in her 2007 budget expressed his readiness to enter into investment protection agreement with foreign government or private organization wishing to invest in Nigeria as well as discuss additional incentives.

According to Utomi (2007) “foreign direct investments” (FDI) viz transnational corporations do possess the needed capabilities which can be put to the service of growth in any host economy”.

A general belief for a country to growth rapidly is for it to industrialize. However, to industrialize, a country requires substantial capital investment which is possible through earning of foreign exchange from export, borrowing in the international financial markets, or allowing businessmen to invest in her economy.

However, Agbadu (2007) advises that no country should ever rest on her oars and expect fortune seeking foreign investors to grow her economy for her. It is up to the receipt economy to ‘exploit’ the foreign investor through the judicious use of macro-economic polices deliberately designed to take advantage of the available foreign investment for the national economic benefits.

Te sustainable economic growth of a developing country like Nigeria cannot be achieved in isolation. It deserves the existence of substantial capital to carry out diversification of the economic base. In Nigeria, the per capital income is low; hence the realization of substantial savings to effect capital accumulation for investment is unfeasible. This has rendered the dream of domestic sourcing of finance for investment unrealistic. This scenario has led to increased desire for foreign investment in the provision of desired capital that will help in economic growth.

With the existing democratic governance, another chance is given to Nigeria to make her economy patronisable by foreign investors which consequently will act as catalyst to the growth of our economy.

1.2      STATEMENT OF PROBLEM 

Nigeria is like a country in a web on the role of foreign capital in her economic growth. On the other hand, we are aware that inflow of foreign capital through foreign direct investment is not a charity. Iwuala (2006) notes that foreign investors are not santa claus. They invest in an economy to primarily maximize their returns. In the course of this, the foreign investors are said to have emasculated and preyed on the domestic economy, thus retarding real growth. Despite there charges, the foreign investors are not entirely predacious in their operation in the domestic economy.

Nigeria is therefore in dilemma: she is the dire need of foreign capital for the on-going internal economic adjustments, yet she fears that foreign investors many wrest complete control of the national economic and render it an appendage of the western economic hegemony. This fear notwithstanding, the need for foreign capital has become indispensables if the economy must come out of the woods.

1.3 OBJECTIVES OF THE STUDY

The objectives of this study are as follows:

  1. To ascertain the level of foreign direct investment in Nigeria
  2. To examine the role of FDI in the growth of Nigerian economy
  3. To ascertain the adequacy of the level of fiscal incentives given to foreign investors by the Nigeria government.

1.4 SIGNIFICANCE OF STUDY

It is hoped that this study will act as a starting point for policy debate in the area of FDI in our economy.

On the whole, it is envisaged that the research findings will be of the following specific significance.

  1. It will serve as a guide to economic policy makers and planners in future decisions concerning FDI
  2. It is equally hoped that the findings and recommendation of this study will be of immense benefit not only to the government, but also to others researchers and students for future research undertakings.

1.5 RESEARCH QUESTIONS

Based on the objective of the study, the following question are necessary for formulation of hypothesis.

  1. Is the level of FDI in Nigeria adequate?
  2. What is the exact impact of FDI in the economic growth of Nigeria?
  3. Are there enough incentives by the governed to encourage the flow of FDI.

RESEARCH HYPOTHESIS

In orders to find answers to the question raised in the research question, the following hypothesis are necessary.

HYPOTHESIS 1

Ho: The level of foreign direct investment in Nigeria is not adequate

H1: The level of foreign direct investment in Nigeria is adequate.

HYPOTHESIS 2:

Ho: Foreign direct investment do not have significant role (impact on the growth of Nigerian economy).

H1: Foreign direct investments have significant role on the growth of Nigeria economy.

HYPOTHESIS 3:

H0: The level of fiscal incentive to foreign investors in Nigeria is not adequate

H1: The level of fiscal incentive to foreign investors in Nigeria is adequate      

1.6 SCOPE AND LIMITATIONS OF STUDY

Since the field of investment is too vast that one can safety say that it runs through all aspect of human endeavors. This study will focus on FDI in the manufacturing, processing and telecommunication sectors. A study of this nature cannot be carried out without difficulties in the process. Some of the limitations are that. Some of the data are based on secondary source. The quality of conclusion reached in this study therefore, cannot be better than the quality of services and material upon which the study was based. Also, the analysis covers time period in which information is already available from both the federal office of statistics and the central bank of Nigeria and order not portray the position as they are today. However, the author recognizes the fact that the past can yield an insight into both the present and the future and this from a good basis for analysis and decision making.

 

References

Agbachi, (2007), “Nigeria and Foreign Investors” Business Time, November 14, p.9

Aremu, J.A (2000), “Negotiating Foreign Direct Investment Under Democratic Avesrare in Nigeria” Financial Standard, vol. 1 No. 29 April 24 p. 14

Alao S. (2008) “Nigeria Attracts N2 Trillion FDI in one year” Financial Standard vol. 9 No 154, May 26. P1

VBN Research Department (1994), CBN Economic and Financial Review, Vol. 34. No 3 pp. 12-15.

 


CHAPTER TWO

REVIEW OF RELATED LITERATURE

Investment generally speaking is the commitment of funds or savings to a specified project with the primary motive of achieving a primary objective which could be profit, fame or good will. A foreign investment is the ownership of property abroad, usually in a company for a financial return. A foreign direct investment (FDI) is a subset of foreign investment when control follows the investment. So, an investment is called direct when the concept of control is introduced to it. In addition, direct investment possesses some other features such as:

  • High commitment of capital, personnel and technology between countries.
  • High access to foreign materials for either resources of precuts

The ownership of a controlling interest in a foreign operation is the highest type of commitment to foreign operations. For an investment to be considered direct therefore, there has to be either a minimum of 10 or 25 percent ownership of the voting rights or shares in a foreign enterprise.

The concept of control is very important in the operation of foreign direct investment because in most cases, it is the single most important fact that motivates investors to be willing to transfer technology and other competitive assets.

This chapter discusses the concept and theory of foreign direct investment , trend and polices of FDI in Nigeria  and finally, the role of FDI in the economic growth of Nigeria.

2.1 THE CONCEPT AND THEORY OF FOREIGN INVESTMENT

According to Nwadikwo (2007), foreign investment is a type of investment whether in real of financial assets across the national boundaries of the investors. With the aim of maximizing the objective function of the investors which can be undertaken by individuals, firms or the government. Basically, foreign investment falls into two broad categories.

  • Portfolio investment
  • Direct investment

2.1.1. PORTFOLIO INVESTMENT

This is an investment in which an investor lacks control over the investment. It typically takes the form of investments in financial assets such as bonds and stocks in which the investor dose not have controlling interest. The major motivating factor is the favorable interest rate differential i.e capital flow from where it is plentiful to where it is scarce.

Portfolio investment can equally be called foreign private investment (FDI) where you do not have to be involved in the management. You just buy shares, if anything goes wrong you first go to the stock exchange and sell your shares and go away.

2.1.2 DIRECT INVESTMENT

By direct investment, we mean an investment in a foreign country where the investors retain control over the investment. According to Arenu, (2000) foreign direct investment shows that the owner of the money is coming to direct the affairs. He has an effective voice in the management.

FDI typically takes the form of a foreigner setting up a subsidiary or taking over/control of an existing firm in the country in question. Usman (2008), asserted that foreign direct investment involves the internationalization of product in order to service markets which were formally served by expert.

Also, foreign direct investment in distinguished from other forms of foreign investment by the fact that it involves not only foreign investment ownership but also foreign control. In other words, foreign direct investment occurs only if an individual or organization in a foreign country gains sufficient interest in an operation to acquire control. Therefore , FDI as a concept differs from international or foreign investment which is a much wide concept.

From these definition, a direct investment can be recognized as an incorporated or unincorporated enterprise in which a single foreign investor either controls 10 percent or more of the ordinary shares of voting powers of an incorporated enterprise or; the equivalent of an unincorporated enterprise or controls less than 10 percent/or non or the enterprise but has an effective voice in the management of the enterprise.

An effective voice in the management means that the foreign investor has the potential to influence or participate in the management of an enterprise. It dose not mean that he must have absolute control.

2.2 THE THEORY OF FOREIGN DIRECT INVESTMENT

Foreign direct investment plays a large role in international economy. Since the world has become a global village where factors of production are mobile, the issue of FDI has equally been globalize with investors switching investment from one country to another with relative ease. The major forms of entry or ownership includes:

  1. Wholly Foreign Owned: A wholly foreign owned enterprise usually takes the form of either a branch or locally incorporated company. In the case of a branch, such as enterprise conducts the local activities of its parent company without having in separate legal entity. When a foreign owned company is not a branch as defined above, but locally incorporated, it has a separate legal entity from its foreign shareholders, parties or Members. Such as enterprise is a distinct legal entity formed under the applicable business organization municipal law of the host country. When a foreign investor owns or have controlling share of locally incorporated company, it is a subsidiary. However, it is equally possible for a subsidiary to have a number of other owners in addition to the controlling foreign enterprise.
  2. Joint ventures: A joint venture is a form of partnership between foreign investors and the host economy’s investors in carrying out a business activity. The jointness involves varying degrees, the sharing of control and decision making, risks and profits proportionally to the respective contribution of each party (unless otherwise stated) under a joint venture, it could be of corporate of contractual type. In the corporate joint venture, sharing of ownership is through a separate legal entity as the association of both parties is based purely on contract. The right and obligation will be governed by whatever in agreed upon in the contract as well as the sharing of profit, risk ownership of assets, control and decision making provided of course that the agreed terms are not in conflict with any laws of the host country). Joint ventures are and remain the most common form used in developing countries of Asia, Africa and Latin America.
  3. Special Contractual Arrangements: Though special contractual arrangements are similar to contractual joint ventures described above, they differ slightly because a foreign investors” share of benefit in determined by the negotiation of a fair return for his contribution, liability and risk rather than in strict proportion of his contribution.
  4. Technology, Management and marketing Agreement: This involves the host country’s enterprise entering into a contract for the purchase of technology, management or marketing from a foreign enterprise for an agreed price. A kind of buyer-seller relationship is thus evolved. There is no sharing of control, decision making, liability, risk and profit although the foreign partners runs the risk of non-payment in case of non-performance of the enterprise.     

2.3 DIRECT FOREIGN INVESTMENT IN NIGERIA: TREND AND POLICES

HISTORICAL BACKGROUND:

THE ROLE OF AUDITORS IN PREVENTION OF FRAUD IN BANKING INDUSTRY OR BANKS

THE ROLE OF AUDITORS IN PREVENTION OF FRAUD IN BANKING INDUSTRY OR BANKS

ABSTRACT

Chapter one contains the introduction and analysis of fraud. So many people define fraud in different way because of its inexplicit meaning. It also concentrate on the limitation, objectives and importance of auditing in our banking industry

While chapter two deals with the definition of Auditors and their duties in banking industry. It also    discussed about various types, causes, effects of frauds in banks as well as the role of Auditors to hip it in the bud.

The paper equally looked into the means of preventing or reducing the incidence of fraud in the banking industry or operation. From the analysis, it was established that there are incidence of fraud in our banks. It was equally discovered that fraud occurs more frequently on current account department than in any other departments and this is normally done through forged cheques. It was also discovered that bank frauds can hardly succeeded without the aid of bank staff.

Finally, it was discovered that frauds have effects in operation and progress of the frauds have effects in operation and progress of the banks despite the control technique that have been instituted by the management of the bank.

 

 

CHAPTER ONE

 

INTRODUCTION

1.1     BACKGROUND OF THE STUDY

The last two decade have witnessed an alarming increase in the incidence of commercial bank fraud in Nigeria which result in heavy lost to the banks and its customers. Nigeria, being a developing economy with increasing level of mechanization developing market as well as low level of competence in management. Experienced one of the most serious threat to the spread and practice of banking within the period.

Nigeria is one of the societies where corruption is the rule. Values are grossly misplaced and emphasis an wealth are able to accumulate. Undoubtedly bank frauds posses both economic and social problems and huge sum of capital has been lost by banks. Most Nigeria wants to be classified and included into the class of wealth millionaires even when they have not worked hard to be classified as rich people.

These are numerous existing laws targeted at controlling fraud but the general attitude of some Nigerians seem to make nonsense of the statutes existence. Most times, the law are visited only when the less privileged ones are involved (IKPE DENNIS NNAMDI). There is also a strain in the bank customer relationship and the image of the bank as a trust worthy financial center has been adversely affected. It is necessary the problem of bank fraud should be critically viewed and handled with perception considering the geometric rise in fraud want activities in commercial banks so as to restore a fraud free banking.

 

1.2     STATEMENT OF PROBLEM

It is necessary to highlight that many organization fail to report cases of fraud to the appropriate authorities as they believe doing so will give undue publicity or negative image of the organization lack of discipline and inability of the law enforcement agents to prosecute 044 enders accordingly encourage fraudulent practices among individuals.

Some people are over-ambitious hence prone to country fraud. They dismiss morality as an unnecessary prerequisite for virtuous like. Quoting Ejiofor (1987) professor Ben Osisioma in one of his pages wrote, “The average Nigerian is corrupt, dishonest, nepotism, triabalistic and (a2y and is all the time seeking for opportunities to cheat his employer.

DEBIT RECOVERY TECHNIQUES IN THE BANKING SECTORS ISSUES, PROBLEMS AND PROSPECTS

DEBIT RECOVERY TECHNIQUES IN THE BANKING SECTORS ISSUES, PROBLEMS AND PROSPECTS

(A CASE STUDY OF UNION BANK NIG PLC)

                                       ABSTRACT

 

When some banks in the system are distressed, it is in the best interest of the non distressed one that an effective resolution of the distressed it carried out . This is because, the distress in one bank which leads to a loss of confidence in the effected bank can also affected confidence in the entire banking system, the corporation requires enormous amount of money which it does not have at the moment given the age and size of the insurance find.

Bank customers expect their bankers to provide them with loan and advances to make up the short fall in their required find the ability of the bank to maintain profitability depends largely on the extent to which the credit policy and debt recovery techniques is maintained.

Credit control department is the center of banks and as such , they are charged with responsibility of making proper use of the share holders finds of the public at large . The union bank of Nigeria PLC has been chosen for this work.. The study is carried out to examine the debt recovery techniques employed by union bank of Nigeria PLC towards the effective running of the bank as lending attitude and preferring solution as deemed appropriate. The case study method was adopted in carrying out the work and debt were collected from secondary and primary source. Secondary sources information include the use of existing literary coupled with use of some journals and other unpublished manuals were seen to be useful for this work.

Chapter one highlights one the statement of the researches problem, definition of some important terms used for the study, scope, limitation and hypothesis.

Chapter two dealt with relate iterative. It focuses on conceptual and theorelocal bed rock upon which bank recovery techniques is built

Chapter three and four dealt on data collection which includes questionnaire analysis, personal interview, analysis as well as testing hypothesis based on response to the questionnaire

Chapter five is the findings, conclusion and recommendation of the researcher.

 

 

 

 

 

TABLE OF CONTENTS

Table of content

Title page

Approval page

Dedication page

Acknowledgement

Abstract

Table of content

 

CHAPTER ONE

1.0            INTRODUCTIOIN

1.1            Statement of the problem

1.2            Purpose of the study

1.3            Significant of the study

1.4            Statement of Hypotheses

1.5            Scope of the study

1.6            Limitation of the study

1.7            Definition of terms.

1.8            Causes of loan delinquency

1.9            Reference.

 

CHAPTER TWO

REVIEW OF RELATED LITERATURE

2.1     Sources of data, primary data, secondary data

2.2     Population sample size

2.2.1  Description of population

2.2.2  Sample size

2.3     Instrument of data collection Description of Questionnaire

2.4     Data collection methods

2.5     Method of data presentation and analysis

2.6     Method of testing Hypothesis Reference.

 

CHAPTER THREE

3.1     Data presentation and Analysis

3.2     Research Questionnaire Analysis

 CHAPTER FOUR

4.1                Summary of finding , conclusion and Recommendation

4.2                 Summary of finding

4.3                 Conclusion

4.4                 Recommendation

BIBLIOGRAPHY

APPENDIX   (questionnaire)

QUESTIONNAIRE

 

 

CHAPTER ONE

 

1.0                  INTRODUCTION

Actually, for every successful business, there must be a debt in the sense that one person or customer must own the owner of a business. Banks are not exempted from this, this due to the activities involved in their operations.

Debts can be accrued as a result of bank over draft, frond and forgeries, borrowing and so on therefore banks recover these debts through the rules and regulations guiding the institution. The lender will explore all the available sources of repayment of the debt. The process of recovery is the cove of the management of bad debt as it is quite an unfriendly exercise carried out by the bank against a default customers to forcefully retrieve the banks money, in recovery of debt, there must be consideration of the security position of the bank, borrowers , ability to pay bank the use of debt collections recover by legal preceding and so on .

               Debt recovery can be described as responsible for the effective and economic planning and regulation of operations of an enterprise in fulfillment of a given purpose or task.

Failed bank recovery debt and financial malpractices defined debt recovery as a means of any loan, advances, credit, accommodation guarantees, or any other facility, together with the interest there on which outstanding and unpaid against a customers of a bank in favour of the bank.

In recovery of debt from the borrower or customers banks do encounter problem between the customers for inability to pay. Besides, improper documentation, credit concentration, poor supervision of the funds can or may consequently make the bank to be unable to meet its obligation.

 

1.1 BACKGROUND OF THE STUDY

The importance of banking in economic system singles out the industry for much heavier regulations than any other. Unlike many other economic activities, banking industry involves with statutory activities that governs it practice and it is constituted by laws. The current distress in banking sector has been widely acknowledge arising primary form non performing loans which have been traced to a number of factors such as poor management, loan policy concentration of credit, credit information emphasizes on income growth and unsound judgment, found and forgeries e.t.c.

Therefore, the federal government set up the Nigeria deposit insurance corporation (NDIC) to protect the customers which would have resulted to a problem towards their operation. The Nigeria deposit insurance corporation (NDIC) was establish by decree No 22 of 1988, the banking system has been singled out for this special protection because of the vital role bank play in an economy especially in the process of economic development.

The federal government by decree No 18 of 1994 establishes failed bank (recovery of debt) and financial malpractice tribunal which has the power to recover debt owed to failed bank.

Union Bank Plc formerly known as Barcklays bank was open in Lagos in 1917, the bank first office in Nigeria was located at the old mariner in Lagos other branches were opened in Jos and Port Harcourt.

In 1925, the bank was renamed Barcklays Bank Domino colonial and oversees and it became Barcklays Bank colonial and oversees in 1954.

In 1955, Barckey Bank Domino colonial and oversees was granted licenses in 1960, regional managers were appointed for the administration of the Eastern, Western and Northern Nigeria region. As a result of the development the bank was able to open over 50 additional branches between 1959 and 1970; in 1987 Union Bank of Nigeria has over 200 branches.

In the period of 1979, the performance of the bank was impressive because about 2500 staff voluntary retired under the Union Bank model of early retirement incentive package. The total staff strength has gone done to 8911 from the 1997 figure of almost 12.00

The gross, earning has grown from N13.8 billion which showed an increase of 33% over the 10.4 billion in 1997 profit before and after tax increased from N14billion and N1.2billion in 1997 to N2.1billion and N1.7billion in September 1998 indicating an increase of 38% and 43% respectively.

Total assets increased by 27% from N81billion in 1997 to N1200 billion in 1998 while total deposit stood at N77.2 billion in 1998 representing an increase of 30% over N59.3billion in 1997.

THE IMPACT OF NEWS COMMENTARIES ON RADIO LISTENERS (A CASE STUDY OF FEDERAL RADIO CORPORATION OF NIGERIAENUGU)

THE IMPACT OF NEWS COMMENTARIES ON RADIO LISTENERS (A CASE STUDY OF FEDERAL RADIO CORPORATION OF NIGERIA ENUGU)

 ABSTRACT

 The aim of this research project is to know the essence of radio commentaries and its impact on the listeners.

The project stars with information which given insight into the historical  back ground of news commentaries.

It processed to examine the impact news commentaries creates to this listens and the distinguishing features.  It then derives into detailed exposition of relevant literature formation of research question and hypothesis.

The research question was formulated to properly address the problem on radio commentary in relation to its listens.  Questionnaire were administered to the sampled respondents. The findings on the study reveled that news commentaries have less impact on some resident of the country as a result of low level of awareness and illiteracy.

The research recommended that radio news commentaries should create enough awareness to control the effect of illiteracy level of respondent and also further studies should be encouraged.

 

 

1

1   TITLE OF THE RESEARCH WORK

THE ROLE OF PUBLIC RELATIONS IN ENHANCING CUSTOMERS’ SATI STATION

(A CASE STUDY OF NIGERIAN AIRWAYS ENUGU )

 

                                  ABSTRACT

This study is aimed at pointing out the function of pubic relations officer in customer’s satisfaction in Nigeria Airways Enugu.

Research method: The data for this study were collected through questionnaire.

Thereafter the data collected were analyzed using chi – square method (X2) =  (0  -e)

E

 

Which served to out qualitative characterizes

In the data into numerical form and relationships.

The research finding the essentials of public relations officer in an establishment.

 

CHAPTER ONE

INTRODUCTION

In any organization, the need to maintain the image of the organization is in our contemporary societies a private one hence this  study survey the role of public relations in enhancing consumer’s satisfaction. We set out to find   whether Nigeria Airways Enugu, has in any  way satisfied or disssatidied the total number of  people or customers that  have been satisfied or dissatisfied by the organization. This study will also x – rays how far the PR roles have helped or will help to co-ordinate the organizations perception of the Nigeria airways image when determined are bed, them the researchers would be in a better position to advise and make necessary recommendations in order to enhance it’s image. And also, to contribute to the knowledge of mass communication and indeed to the acknowledge  of geniality of Nigerian in their quest for the effect of customers satisfaction in government and in parastatals.

The Nigeria Airways is a public interest and business enterprise and as such is required to succeed.   

        As a public institute devoted to the servicing of the public interest , it must have its customers, satisfactions as its prime motive  to  enhance and achieve public co-operation and acceptance. As a business institute, the Nigeria Airways must use business principles to operate in such a way that  it be comes economically strong enough to  depend and sustain its independence against crumbling.

Against the background the Nigeria Airways, instituted  the public relations department to help foster the activities of the organization in order to achieves it aims and objectives. This is so because no business oriented organization can make any meaningful achievement without the it is easy identifiable that the basic philosophy underlying public relation practice is prime importance in all spheres of activities. The public relations man engages himself in doing he has done. This involves winning friends, keeping them and influencing them, as well as others it also involves looking good by building and sustaining good image or goodwill through good deeds that will wim favourable consideration for Nigerian Airways Enugu among members of the public.

Public relations by definition according to frank Jefekins states “that public relation is the process of assessing consumer wants establishing communication fastening good will so that consumer wants or needs can be profitable satisfied”. I

Another definition of public relations according to the editors of public relations news, PR is a philosophy and function of management, which evaluate public attitudes, identities the policies of  an individual or organization  with public interests and execute a programme of actions to earn public understanding and acceptance”.

From these definitions, it is obvious that the public relations man blends the public interest with that of the organization for optimal achievement. It also identified the need  for the public relations man to evaluate the public attitude and conception of the organization with the area of attaining and eliciting favourable actions  where necessary. As a result of this, customers satisfaction in the activities of Nigeria Airways, Enugu among others should pursued. One way of doing this is to map out a programme of action that is, customers oriented and favourable to the generality of the people.

In actual sense, Nigeria Airways, Enugu cannot exist in a vacuum. It cannot grow if it neglects the existence of its customers it must function as an institution ready to compute the customers.  This includes expressing her policies and practices through communication for general awareness.

However, this communication function can best be formed if public relations manager is given its appropriate place in the management of Nigeria Airways, Enugu.

Sincerely speaking, the  Nigeria Airs, is fast recognizing the enormous function which public relation would perform if allowed into the strategic decision making level of the organization. In this contemporary society, the public scrutiny and accountability is on the increase. It is imperative therefore, that good public relation should enhance good will and customers satisfaction in the organization.

The image of the  Nigerian Airways, Enugu depends on the her behavior and financial performance her making policies and the quality of her products or services, the management style, approach and the resultant satisfaction. The protection and maintenance of the Nigeria Airways Enugu image is the fundamental responsibility of public relation. As the conscience of the organization and its public and monitors the diffusion of the programmes of the organization to know when it impinges public opinion and warfare.

George Flangan stated that “if an individual contact and experience with  co-operation is extensive, his proposed image of the coronation is likely to be  strong, positive and relatively stable if , on the other hand, the individual’s familiarity with corporation is slight, as is most of the case, the mage will probably be weak, (negative) Lazy and unstable” 2

The only meaning drawn from this statement is that, if the level or degree of customer’s satisfaction in any organization is high; the customer tends to maintain more cordial relationship and vice-verse. It is the image of  the organization that attracts popularity among the potential customers. In this sense, the only image that can last long is the one that its stand is valid, true and authentic.

Candidly no organization can satisfy its mummeries customers with out being perceived first by the customers or trusted and dependable, so far Nigeria Airways to maintain the line of dependability, its policies , performance and pubic reactions have in his interaction with a company constitutes to the attitude he forms about it.

The dependability of the organization depends on the degree of the comfort given to  her customers and her good will. As regards to these facts Walter asserts “ No administrative scheme is workable with put good will and good will aboout strange practices is impossible new development in Nigeria Airways, Enugu, that is not communicated to the potential customers in clear terms and with clear evidences show so as to elicit favourable actors to attain mutual understanding will be an effort in futility.

It is therefore important  that Nigeria Airways Enugu should acquaint it self with the customers for cordiality through continuos and systematic public relations practice. It is essential that all public reaction activities of the Nigeria Airways are within the frame work often agreed and understood the corporate personality.

The modern business organization, quick to recognize the changes in the environment, has adjusted. It has more comprehensive and positive programmes by responding to community  expectations and pressures. This, for short, is the spring board of the concept of goodwill and customers satisfaction.

However, the activities of Nigerian Airways and prospects c an better be under of view of its origin. To this end, below is the mark off point of Nigeria Airways.

 

BACKGROUND OF THE STUDY

1.1      THE HISTORY OF NIGERIA AIRWAYS

The history of the organization would traced to 1945 when it was incorporated as West African Airways corporation (W.A.A.C) to understate operation which the Royal Airforce left behind at the end of would war “., was then jointly owned by former Bristish colonis manly; Nigeria, Ghana, Gambia and Sier Leone. The African Airways corporation (WA.A.C) was managed by West African Transport Authority (W.A.A.TA).

On attainment of independence in 1957, Ghana pulled out to set up its own Air line, the Ghana Airways, leaving Nigeria, British overseas Airways cooperation (BOAC) and Eldr Dempstr lines as the owner of what remained (WAAC) .

The Federal Government took total controls of the business in Augusts 23, 1958 by buying out the shares of its partners, the B.O.A.C and Elder Dempster lines. In this sense the airline because 100 percent Nigeria owned and the name changed to Nigeria airways limited. In the same vain, after some years Nigeria Airways Enugu was established.

 

 

SUSTENANCE OF NIGERIAN MASS MEDIA INDUSTRY THE CRITICAL ROLE OF ADVERTISING

ABSTRACT

          This research work was purely undertaken to discover, evaluate and exhaustively determine the critical role of the advertising in the sustenance of Nigeria mass media industry which has not been fully realized that warranted this study.

This work is in depth study into the role of advertising in the sustenance of Nigeria mass media industry. It is a five chapter work.

Chapter one is an introduction to the work, where as chapter two reviews related literature on the study chapter three is concerned with the research methodology while chapter four gives a summary of the entire work as well as conclusion and recommendation for further studies.

TABLE OF CONTENTS

Title page                                                                     II

Approval page                                                             III

Dedication                                                                              IV

Acknowledgement                                                      V

Abstract                                                                        VII

Table of Contents                                                        VIII

CHAPTER ONE

INTRODUCTION                                                         1

1.1       Background of the study                                   1

1.2       The History of the Media                                   4

1.3       Objectives of the study                                     8

1.4       Significance of the  study                                 8

1.5       Statement of research problem                        9

1.6       Research Questions                                         10

1.7       Research Hypotheses                                                10

1.8       Definitions of Terms                                          11

1.9       Assumptions                                                      13

1.10    Limitations of the study                                     14

CHAPTER TWO

LITERATURE REVIEW

2.1       Sources of Literature                                         15

2.2       Theoretical Frame Work                                   18

2.3         The print Media problem

2.4       Print Media Break Even Means                       20

2.5       Advertising, A case promotion of the Print Media 23

2.6         Advertising and press Freedom                     25

2.7       Broadcast Media                                                27

2.8       Advantages of Advertising in the

Broadcast, Media                                               27

2.9       The Government Advertising and the

Broadcast Media                                                         30

2.10    Broadcast Media and Advertising Agencies has it been sweet Romance.                                                                             33

CHAPTER THREE

RESEARCH METHODOLOGY

3.0       Introduction                                                                  36

3.1    Research Method                                                        36

3.2       Research Design                                                                  37

3.3       Research Sample                                                       39

3.4       Measuring Instrument                                                           39

3.5       Data Collection                                                            40

3.6       Data Analysis                                                               41

3.7       Expects Results                                                                    42

CHAPTER FOUR

DATA ANALYSIS AND RESULTS

4.1       DATA ANALYSIS                                                        43

4.2       Data Distribution And Analysis                                  43

CHAPTER FIVE

5.1       Summary                                                                      55

5.2       Conclusion                                                                   56

5.3       Recommendations                                                      58

References                                                                  60

Bibliography                                                                 62

Questionnaire                                                              66

 

 

CHAPTER ONE

INTRODUCTION

1.1       BACKGROUND OF THE  STUDY

The media and advertising as separate institutions have a unique symbiotic relationship. Dating back to the history of the “Print Media in Nigeria, the Lagos weekly record by John Jackson was able to survive until late eighteen century in the face of low patronage, readership, amateurism, and stiff competition that characterized the    early print media in Nigeria because of government adverts placed in it. This 150 points a year advertisement gave the weekly record about 400 ponds in 1900 the (Fred Omu) (Fed Omu, 1978: 1933).

Today, the trend is still the same. The media men and advertising practitioners cannot still cope without each other. On the hand, there is no way the advertiser can send his message across without the  use of the media.

There are lots of other gains to be derived from the media advertising relations which this paper intends the explore to my capability.

In the mean time, it is relevant to induced at this point a brief definitions of the basic institutions on which lies  the care of this research project, as their importance. The media on one hand is associated with mass communication. The media being the medium for mass communication, and mass communication which involves comminuting with a mass audience or a large number of people at a particular time (Nwosu 1987). Although the use of a mass medium or a combination of media is not mention it is an essential need in mass communication.

Adverting on the other hand, has, many definitions “based on individual under standing, what advertising is (Nwosu , 1999). He believes the best definition of advertising is that “it  is mass communication which is aimed amend at helping to sell goods services , idea, persons” .

This definition apparently point out that advertising and media have a lot in common. Here is becomes necessary to  examine the  extent of the commonalities, and chiefly the ways advertisement is indispensable to the media survived. However, it could not be rule out the fact that there are some basic differences, that are not covered by theme of this research project.

In viewing this study on the side of the broadcast media in Nigeria, the case is still almost the same. Time has actually passed when the Nigerian broadcast stations were been supported solely by government funds. But the begging of the depression, advertising revenue from the sales of time and programmed has become from the sales of time and programmed has become a viral sources of income for broadcast media in Nigeria. Hence the 100% government owned  broadcast media have gone particularly or full commercial.

Lastly, this study would be based on a study of prominent newspapers and broadcast stations.

For better understating of this topic. It is however, pertinent to out line a brief history of the media and how it relates to advertising.

 

1.2       THE HISTORY OF THE MEDIA

The media in Nigeria started as early as 1854 when a publication. IWE IROHN was established by revered gentlemen Henry Town send. At that time it was solely for religions purposes, and as such there was nothing like advertisement in the publication.

Soon after that, a total of fifty – one newspapers was established in 1880 and 1937. The Lagos weekly record own by John Jackson was the publications, and that made it to last longer than other newspapers as the government arranged to pay Jackson a sum of 150 pounds a year or government notices in the weekly record. It should also be observed that advertisement brought a revenue of  about 300 pounds in 1875,  and 400 ponds in 1900.

Noteworthy is the face that contemporary news papers than was not able to last long because of financial difficulties, hence some were running at a loss,  and this was due to lack of advertisement that could have helped to meet cost of production and as well make profit for those newspapers.

Apart from the Lagos weekly record, the Daily. Times which was a partnership venture between certain Nigeria, and European businessmen was another newspaper  was sustained though “ the significant expansion in advertisement support”.

The broadcast media formally started in Nigeria   with the inauguration of Nigeria Broadcasting service. In 1751, in Lagos, this was followed by the establishment of Western Nigeria Broadcasting Service in 1957. Eastern Nigeria Broadcasting service in 1952 and Northern Nigeria Broadcast media was solely founded by the government. In 1967 when 12 stated were created, broadcast media increased. With further creation of states in 1976 and 1988, more broadcasting stations were established as states want it for present and dissention of information of government policies.

Only state own Broadcast media and Nigerian Television Authority (NTA) sell advertise time. The Federal radio corporation (FRCO) was still being funded by the government, not until 1982 when government allowed it to go commercial. This than increase the number of stations in the country, thereby giving advertisers many stations which they can buy air time.

Advertising in Nigeria can be traced back to 1928, when  the former West African publicity  company, now LINTAS led to the advertisement of other advertising outfit as Hormblow code and Freeman, Glilines West Africa, Anger and Tunner, and Nigeria Burean of publicity. One unique characteristic of all these advertising outfit is that they were mainly owned by foreigners.

It is not all that is a success story between 1930  and    1940, in that they have initial problem in the form of ‘absence of local experts, and insufficient publicity houses”.

Between 1928 to 1944 there was not much relationship between the media  and these advertising outfits, as “the press medium begun to play a minimal role in Nigeria advertisement. There were the Daily Times, Lagos Daily News and Nigerian Telegraph. The situation continued until the  1950s and 1960s  that advertising begun to become popular.

In 70s, there was emergence of indigenous advertising outfits funded and owned by Nigerians. As at 1988, there were about 68 advertising with the increase in economic activities and need to promote  products, services, services, ideas, there comes the need to advertising, and the media to send message across.

1.3       OBJECTIVE OF THE STUDY

The objective (s)          of this study is to find out if advertising has any role to play in the sustenance of the media.

It will also of important interest (s) to point out how this role I played, and of  what relevant it is to the media.

 

1.4       SIGNIFICANCE OF THE SYUDY

The significance of this study is that it will help media and non – media people to know if advertising plays critical role in the sustenance of Nigerian mass industry. And if it plays and role, has this role been played or properly played. I will believe that this  will help media practitioners and the advertising practitioners to find ways of improving the  role. It will also help them to appreciate each other problem to their mutual benefit.

 

1.5       STATEMENT OF RESEARCH PROBLEM

It has been observed that running a mass media is capital intensive enterprises over the years, so many Nigerian mass media fund and it is under a dispute whether all the  avenue that help in sustaining a mass media come from advertisement. Therefore, this project is geared towards finding the critical role of advertising in the sustenance of Nigeria most media industry.